1403 Joseph St, Jackson, MI 49202 Property Records

Jackson County property record for 1403 Joseph St, Jackson, MI 49202

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,200 sqft · built 1966
Lot Size	0.384 acres (16,727 sqft)
Owner	Individual Name on Record
Last Sale	$72,000 (Feb 1991)
Tax Bill	$1,025 (2025)
Deeds & Mortgages	Apr 2018 Line of Credit Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000-08-15-356-004-00`

Property Details

APN / Parcel Number

Primary APN	`000-08-15-356-004-00`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft
Basement Area	1,200 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Lot Area	16,727 sqft (0.384 acres)
Lot Dimensions	176 ft deep x 95 ft wide
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1403 JOSEPH ST
City	JACKSON
State	MI
Zip	49202-1007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1
Legal Description	LOT 49 NORTHWOOD EXTENSION NO. 2
Legal Subdivision	NORTHWOOD EXT 2
Legal Lot Number	49
Legal Unit	49
Jurisdiction	JACKSON MI
Township / Civil Division	BLACKMAN
Census Block Group	3
Census Block	3017
Census Tract	5700

Owner

Source: Jackson County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1403 JOSEPH ST, JACKSON, MI 49202-1007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2018	Deed of Trust, Mortgage · Line of Credit CP FCU
Jul 27, 2020	Deed of Trust, Mortgage · Conventional with PMI RUOFF MORTGAGE COMPANY INC RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 1991 · Amount on Record
Deed Sale	Feb 1, 1991 · Amount on Record
Record Updated	Sep 20, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	1403 JOSEPH ST, JACKSON, MI 49202-1007
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002795155
Date	Apr 26, 2018
Book Page	2119/1267
Instrument	2795155

Lender

Name	CP FCU
Type	Credit Union
Address	JACKSON, MI 49202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	1403 JOSEPH ST, JACKSON, MI 49202-1007
Document Number	0002855992
Instrument Date	Jul 27, 2020
Transaction Type	Mortgage
Record Updated	Aug 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1403 JOSEPH ST JACKSON MI 492021007, JACKSON, MI 49202-1007

Mortgage

Document Number	0002855992
Date	Jul 31, 2020
Book Page	002166/001003
Instrument	2855992

Lender

Name	RUOFF MORTGAGE COMPANY INC RUOFF MORTGAGE COMPANY INC
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
County Subdivision	Blackman Charter Township
Unified School District	Northwest School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$111,600 (+21.11%)	$223,200 (+21.11%)
2025	$1,025.00 (-51.49%)	$92,150 (+12.79%)	$184,300 (+12.79%)
2024	$2,113.00 (+10.86%)
2023		$81,700	$163,400
2022	$1,906.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Mercury Fiber Fixed Wireless	150 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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