1406 Highgate Ct, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 1406 Highgate Ct, Chesapeake, VA 23322

Property Summary

Property Type	Exempt (Full or Partial)
Details	5 bd · 4 ba · 3,941 sqft · built 2006
Lot Size	0.303 acres (13,199 sqft)
Owner	Individual Name on Record
Last Sale	$649,000 (Dec 2021)
Tax Bill	$5,742 (2019)
Deeds & Mortgages	Jan 2009 Mortgage Sep 2011 Mortgage + 2 more
APN	`0464001000930`

Property Details

APN / Parcel Number

Primary APN	`0464001000930`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,941 sqft Total Area
Gross Area	5,892 sqft
1st Floor Area	1,207 sqft
Upper Floors Area	1,207 sqft
Attic Area	1,207 sqft
Flooring	Combination, Other
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	13,199 sqft (0.303 acres)
Lot Dimensions	110 ft deep x 51 ft wide
Garage Type	Attached
Garage Area	16 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	36 sqft
Deck Area	300 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1406 HIGHGATE CT
City	CHESAPEAKE
State	VA
Zip	23322-8096
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	PUD: PLANNED UNIT DEVELOP
Legal Description	93 CAHOON PLANTATION PH TWO
Legal Subdivision	CAHOON PLANTATION
Legal Lot Number	93
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1013
Census Tract	21016

Owner

Source: Chesapeake City records, as of September 21, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1406 HIGHGATE CT, CHESAPEAKE, VA 23322-8096
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2009	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL CITY MORTGAGE
Sep 28, 2011	Deed of Trust, Mortgage · Conventional Mortgage PNC MORTGAGE
Dec 3, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage NAVY FEDERAL CREDIT UNION
Jul 25, 2007	Warranty Deed, Transfer · Conventional Mortgage NATIONAL CITY MTG CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2021 · Amount on Record
Deed Sale	Dec 3, 2021 · Amount on Record
Prior Sale	Jul 25, 2007 · Amount on Record
Deed Document Number	0104891320
Deed Book / Page	10489 / 1320
Record Updated	Sep 20, 2026

January 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1406 HIGHGATE CT, CHESAPEAKE, VA 23322-8096
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007679/799
Date	Jan 7, 2009
Book Page	7679/799

Lender

Name	NATIONAL CITY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2024

Interest

Rate Type	Fixed Rate
Rate	4.88%

September 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1406 HIGHGATE CT, CHESAPEAKE, VA 23322-8096
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008496/80
Date	Sep 28, 2011
Book Page	8496/80

Lender

Name	PNC MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2021

Interest

Rate Type	Fixed Rate
Rate	3.25%

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Dec 3, 2021
Property Address	1406 HIGHGATE CT, CHESAPEAKE, VA 23322-8096
Document Number	10489/1320
Book / Page	10489 / 1320
Instrument Date	Dec 2, 2021
Instrument	210053857
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1406 HIGHGATE CT, CHESAPEAKE, VA 23322-8096

Mortgage

Document Number	0210053858
Date	Dec 3, 2021
Instrument	210053858

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

July 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jul 25, 2007
Property Address	1406 HIGHGATE CT, CHESAPEAKE, VA 23322-8096
Document Number	007166/873
Book / Page	7166 / 873
Instrument Date	Jul 12, 2007
Transaction Type	Transfer
Record Updated	May 7, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0007166877
Date	Jul 25, 2007
Instrument	7166/877

Lender

Name	NATIONAL CITY MTG CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$704,900 (+13.93%) Land $170,000 Building $534,900	$704,900 (+13.93%) Land $170,000 Building $534,900
2022		$618,700 Land $150,000 Building $468,700	$618,700 Land $150,000 Building $468,700
2019	$5,742.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 63 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	63 in force
Nearby Flood Claims	5 (2016–2020)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Aug 2020 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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