1404 Highgate Ct, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 1404 Highgate Ct, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,081 sqft · built 2004
Lot Size	0.253 acres (11,021 sqft)
Owner	2 Individual Names on Record
Last Sale	$760,000 (Oct 2023)
Tax Bill	$7,820 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Aug 2021 Sale & Mortgage
APN	`0464001000920`

Property Details

APN / Parcel Number

Primary APN	`0464001000920`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,081 sqft Living Area
1st Floor Area	1,214 sqft
Upper Floors Area	1,214 sqft
Flooring	Combination, Other
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	11,021 sqft (0.253 acres)
Lot Dimensions	36 ft deep x 36 ft wide
Garage Type	Attached
Garage Area	585 sqft

Exterior Amenities

Porch	Slab
Porch Area	65 sqft
Deck Area	300 sqft
Patio Area	272 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1404 HIGHGATE CT
City	CHESAPEAKE
State	VA
Zip	23322-8096
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD: PLANN
Legal Description	92 CAHOON PLANTATION PH TWO
Legal Subdivision	CAHOON PLANTATION
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1013
Census Tract	21016

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1404 HIGHGATE CT, CHESAPEAKE, VA 23322-8096
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2023	Warranty Deed, Transfer · Conventional Mortgage US BANK NATIONAL ASSOCIATION
Aug 2, 2021	Warranty Deed, Transfer · Conventional Mortgage OVM FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2023 · Amount on Record
Deed Sale	Oct 20, 2023 · Amount on Record
Prior Sale	Aug 2, 2021 · Amount on Record
Deed Document Number	202321994
Deed Book / Page	10702 / 967
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Oct 20, 2023
Property Address	1404 HIGHGATE CT, CHESAPEAKE, VA 23322-8096
Document Number	010702/967
Book / Page	10702 / 967
Instrument Date	Sep 29, 2023
Instrument	230021994
Transaction Type	Transfer
Record Updated	Nov 8, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1404 HIGHGATE CT, CHESAPEAKE, VA 23322-8096

Mortgage

Document Number	0230021995
Date	Oct 20, 2023
Instrument	230021995

Lender

Name	US BANK NATIONAL ASSOCIATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Aug 2, 2021
Property Address	1404 HIGHGATE CT, CHESAPEAKE, VA 23322-8096
Document Number	10419/269
Book / Page	10419 / 269
Instrument Date	Mar 29, 2021
Instrument	210035072
Transaction Type	Transfer
Record Updated	Aug 18, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1404 HIGHGATE CT, CHESAPEAKE, VA 23322-8096

Mortgage

Document Number	210035073
Date	Aug 2, 2021
Instrument	210035073

Lender

Name	OVM FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$859,400 (+10.99%) Land $235,000 Building $624,400	$859,400 (+10.99%) Land $235,000 Building $624,400
2025	$7,820.00 (+35.01%)	$774,300 (+9.44%) Land $210,000 Building $564,300	$774,300 (+9.44%) Land $210,000 Building $564,300
2023		$707,500 (+13.98%) Land $170,000 Building $537,500	$707,500 (+13.98%) Land $170,000 Building $537,500
2022		$620,700 Land $150,000 Building $470,700	$620,700 Land $150,000 Building $470,700
2019	$5,792.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 63 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	63 in force
Nearby Flood Claims	5 (2016–2020)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Aug 2020 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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