1406 E Washington St, Bloomington, IL 61701 Property Records

McLean County property record for 1406 E Washington St, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	7 bd · 3.5 ba · 5,988 sqft · built 1912
Lot Size	0.804 acres (35,036 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (Feb 2020)
Tax Bill	$11,743 (2024)
Deeds & Mortgages	Dec 2020 Mortgage Feb 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-03-426-003`

Property Details

APN / Parcel Number

Primary APN	`21-03-426-003`

Interior

Bedrooms	7 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	5,988 sqft Living Area
Gross Area	6,433 sqft
1st Floor Area	2,427 sqft
Attic	Attic
Attic Area	745 sqft
Basement Area	1,695 sqft
Finished Basement	1,250 sqft
Unfinished Basement	445 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Exterior Material	Aluminum/Vinyl
Roof Material	Tile
Lot Area	35,036 sqft (0.804 acres)
Lot Dimensions	364 ft deep x 100 ft wide
View / Lot	Lake Front
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Frame Porch
Deck Area	308 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1406 E WASHINGTON ST
City	BLOOMINGTON
State	IL
Zip	61701-4231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	SUB LOT 1 FAIRVIEW SUB E1/2 SE 3-23-2E W100 LOT 2
Legal Range	02E
Legal Township	23N
Legal Section	03
Legal Subdivision	FAIRVIEW SUB
Legal Lot Number	1,2
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2027
Census Tract	1800

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1406 E WASHINGTON ST, BLOOMINGTON, IL 61701-4231
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC
Feb 28, 2020	Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE
Feb 13, 2020	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK
Aug 21, 2018	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2020 · Amount on Record
Deed Sale	Feb 28, 2020 · Amount on Record
Deed Document Number	20203693
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1406 E WASHINGTON ST, BLOOMINGTON, IL 61701-4231
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ALLIANCE LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000027085
Date	Dec 10, 2020
Instrument	2020-00027085

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3%

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Feb 28, 2020
Property Address	1406 E WASHINGTON ST, BLOOMINGTON, IL 61701-4231
Document Number	202000003693
Instrument Date	Feb 26, 2020
Instrument	2020-00003693
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$510.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1406 E WASHINGTON ST, BLOOMINGTON, IL 61701-4231

Mortgage

Document Number	202000003694
Date	Feb 28, 2020
Instrument	2020-00003694

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Interest

Rate Type	Fixed Rate
Rate	4.25%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1406 E WASHINGTON ST, BLOOMINGTON, IL 61701-4231
Transaction Type	Mortgage
Record Updated	Feb 21, 2020
Title Company	MCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000002841
Date	Feb 13, 2020
Instrument	2020-00002841

Lender

Name	FIRST STATE BANK
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Feb 10, 2021

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1406 E WASHINGTON ST, BLOOMINGTON, IL 61701-4231
Transaction Type	Mortgage
Record Updated	Aug 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800013774
Date	Aug 21, 2018
Instrument	2018-00013774

Lender

Name	FIRST STATE BANK
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Aug 9, 2020

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$158,871 (+36.06%) Land $53,687 Building $105,184	$476,613 (+36.06%) Land $161,061 Building $315,552
2024	$11,743.00 (+26.86%)
2023	$9,257.00	$116,767 Land $39,459 Building $77,308	$350,301 Land $118,377 Building $231,924

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Pavlov Media, Watch TV.

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