1405 E Washington St, Bloomington, IL 61701 Property Records

McLean County property record for 1405 E Washington St, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,822 sqft · built 1925
Lot Size	0.249 acres (10,832 sqft)
Owner	Individual Name on Record
Last Sale	$353,000 (Apr 2018)
Tax Bill	$10,125 (2024)
Deeds & Mortgages	Apr 2021 Mortgage Jan 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`21-03-427-003`

Property Details

APN / Parcel Number

Primary APN	`21-03-427-003`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,822 sqft Living Area
1st Floor Area	1,314 sqft
Basement Area	720 sqft
Finished Basement	720 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	10,832 sqft (0.249 acres)
Lot Dimensions	163 ft deep x 66 ft wide
View / Lot	Lake Front
Garage Area	964 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Frame Porch
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1405 E WASHINGTON ST
City	BLOOMINGTON
State	IL
Zip	61701-4230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	FAIRVIEW SUB LOT 5
Legal Range	02E
Legal Township	23N
Legal Section	03
Legal Subdivision	FAIRVIEW SUB
Legal Lot Number	5
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1003
Census Tract	1800

Owner

Source: McLean County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1405 E WASHINGTON ST, BLOOMINGTON, IL 61701-4230
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE
Jan 12, 2017	Deed of Trust, Mortgage · VA Mortgage MIDWEST EQUITY MORTGAGE LLC
Feb 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE
Apr 12, 2018	Warranty Deed, Transfer · FHA Mortgage WINTRUST MORTGAGE
Mar 8, 2007	Trustee's Deed, Foreclosure · Conventional Mortgage STATE FARM BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2018 · Amount on Record
Deed Sale	Apr 12, 2018 · Amount on Record
Prior Sale	Mar 8, 2007 · Amount on Record
Deed Document Number	20185497
Last Transfer Date	Jul 10, 2025
Transfer Doc	0000010124
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1405 E WASHINGTON ST, BLOOMINGTON, IL 61701-4230
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	ALLIANCE LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100010179
Date	Apr 30, 2021
Instrument	2021-00010179

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.49%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1405 E WASHINGTON ST, BLOOMINGTON, IL 61701-4230
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700000772
Date	Jan 12, 2017
Instrument	2017-00000772

Lender

Name	MIDWEST EQUITY MORTGAGE LLC
Type	Mortgage Company
Address	OAK BROOK, IL 60523

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4.12%

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1405 E WASHINGTON ST, BLOOMINGTON, IL 61701-4230
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FTC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1405 E WASHINGTON ST, BLOOMINGTON, IL 61701-4230

Mortgage

Document Number	202600001985
Date	Feb 11, 2026
Instrument	2026-00001985

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.6%
Index	SOFR Average 30-Day
Max Rate	10.6%

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Apr 12, 2018
Property Address	1405 E WASHINGTON ST, BLOOMINGTON, IL 61701-4230
Document Number	201800005497
Instrument Date	Apr 4, 2018
Instrument	2018-00005497
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$229.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1405 E WASHINGTON ST, BLOOMINGTON, IL 61701-4230

Mortgage

Document Number	201800005498
Date	Apr 12, 2018
Instrument	2018-00005498

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.5%

March 2007: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MCLEAN IL
Recording Date	Mar 8, 2007
Property Address	1405 E WASHINGTON ST, BLOOMINGTON, IL 61701-4230
Document Number	200700005940
Instrument Date	Feb 21, 2007
Instrument	2007-00005940
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$472.50
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	200700005941
Date	Mar 8, 2007
Instrument	2007-00005941

Lender

Name	STATE FARM BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2037

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$137,666 (+15.37%) Land $17,711 Building $119,955	$412,998 (+15.37%) Land $53,133 Building $359,865
2024	$10,125.00 (+6.91%)
2023	$9,471.00	$119,326 Land $14,320 Building $105,006	$357,978 Land $42,960 Building $315,018

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Pavlov Media, Watch TV.

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