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1406 E Prairie Rd, Midland, MI 48640 Property Records

Midland County property record for 1406 E Prairie Rd, Midland, MI 48640

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 1,512 sqft · built 1977
Lot Size1.8 acres (78,408 sqft)
Owner2 Individual Names on File
Last Sale$325,000 (Oct 2024)
Tax Bill$3,999 (2024)
Deeds & MortgagesOct 2025 Transfer
Jul 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN040-026-100-105-00

Property Details

APN / Parcel Number

Primary APN040-026-100-105-00

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,512 sqft Living Area
1st Floor Area1,512 sqft
Basement Area1,320 sqft

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Exterior MaterialBrick
Lot Area78,408 sqft (1.8 acres)
Garage Area260 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address1406 E PRAIRIE RD
CityMIDLAND
StateMI
Zip48640-5001
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC 26 T14N R1E COM 776.4 FT W OF NE SEC COR, TH S 380 FT, S 78D 37M W 210 FT, N 410 FT, E 200 FT.
Legal Range01E
Legal Township14N
Legal Section26
JurisdictionMIDLAND MI
Township / Civil DivisionHOMER
Census Block Group4
Census Block4008
Census Tract291200

Owner

Source: Midland County records · APN 040-026-100-105-00

Assessment roll updated July 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1406 E PRAIRIE RD, MIDLAND, MI 48640-5001
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Oct 15, 2025Intrafamily Transfer, Transfer
ISLAND TITLE AGENCY LLC, MIDLAND TITLE AGENCY LLC
Jul 21, 2023Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Apr 02, 2020Warranty Deed, Transfer · VA Mortgage
USAA FSB
Apr 06, 2020Intrafamily Transfer, Transfer
CROSSROADS TITLE AGENCY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 23, 2024 · Amount on Record
Deed SaleOct 23, 2024 · Amount on Record
Prior SaleJul 21, 2023 · Amount on Record
Deed Book / Page1675 / 1285
Last Transfer DateOct 15, 2025
Transfer Doc2025R09272
Record UpdatedJun 08, 2026

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMIDLAND MI
Recording DateOct 15, 2025
Property Address1406 E PRAIRIE RD, MIDLAND, MI 48640-5001
Document Number2025R09272
Instrument DateOct 15, 2024
Instrument2025R-09272
Transaction TypeTransfer
Record UpdatedNov 07, 2025
Title CompanyISLAND TITLE AGENCY LLC, MIDLAND TITLE AGENCY LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1406 E PRAIRIE RD, MIDLAND, MI 48640-5001

Transferred To (Grantee/Buyer)

NameVerified Name
Address1406 E PRAIRIE RD, MIDLAND, MI 48640-5001

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIDLAND MI
Recording DateJul 21, 2023
Property Address1406 E PRAIRIE RD, MIDLAND, MI 48640-5001
Document Number001666/659
Book / Page1666 / 659
Instrument DateJul 20, 2023
Transaction TypeTransfer
Record UpdatedAug 07, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,425.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1406 E PRAIRIE RD, MIDLAND, MI 48640-5001

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2816 CHIPPEWA LN, MIDLAND, MI 48640-4115

Mortgage

Document Number0001666660
DateJul 21, 2023
Instrument1666/660
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2053

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIDLAND MI
Recording DateApr 02, 2020
Property Address1406 E PRAIRIE RD, MIDLAND, MI 48640-5001
Document Number1632/1079
Book / Page1632 / 1079
Instrument DateMar 27, 2020
Transaction TypeTransfer
Record UpdatedMay 18, 2021
Title CompanyATA NATIONAL TITLE GROUP LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,170.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1406 E PRAIRIE RD, 1406, MIDLAND, MI 48640-5001

Transferred To (Grantee/Buyer)

NameVerified Name
Address1408 E PRAIRIE RD, MIDLAND, MI 48640-5001

Mortgage

Document Number16321080
DateApr 02, 2020
Instrument1632/1080
Lender
NameUSAA FSB
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2050

April 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMIDLAND MI
Recording DateApr 06, 2020
Property Address1406 E PRAIRIE RD, MIDLAND, MI 48640-5001
Document Number1632/1201
Book / Page1632 / 1201
Instrument DateMar 27, 2020
Transaction TypeTransfer
Record UpdatedMay 18, 2021
Title CompanyCROSSROADS TITLE AGENCY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1406 E PRAIRIE RD, MIDLAND, MI 48640-5001

Tax Assessment & Valuation

Source: Midland County records · Assessment roll updated July 29, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMidland County
County SubdivisionHomer Township
Unified School DistrictBullock Creek School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$161,600 (+93.53%)$323,200 (+93.53%)
2024$3,999.00 (+69.95%)
2023$83,500$167,000
2022$2,353.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 3, 2014 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims2 (1986–2017)
Most Recent ClaimJun 2017 · Severe Storms And Flooding

Wildfire

Wildfire RiskLow
lower than 93% of the US · lower than 83% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35

Based on FCC filings for 30 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF MIDLAND
serves 42,547 people
Water SourcePurchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State InspectionMar 2023
Lead3 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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