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1388 E Prairie Rd, Midland, MI 48640 Property Records

Midland County property record for 1388 E Prairie Rd, Midland, MI 48640

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,428 sqft · built 1970
Lot Size2.22 acres (96,703 sqft)
OwnerIndividual Name on File
Last Sale$175,000 (May 2022)
Tax Bill$3,156 (2025)
Deeds & MortgagesMay 2022 Mortgage
May 2022 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN040-026-100-130-00

Property Details

APN / Parcel Number

Primary APN040-026-100-130-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,428 sqft Living Area
1st Floor Area952 sqft
Basement Area952 sqft

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Exterior MaterialWood Siding
Lot Area96,703 sqft (2.22 acres)
Garage Area391 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address1388 E PRAIRIE RD
CityMIDLAND
StateMI
Zip48640-8642
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC 26 T14N R1E COM 976.4 FT W OF NE SEC COR, TH S 410 FT, S 78D 37M W TO E 1/8 LN, N 80 FT TO A PT330 FT S OF N SEC LN, E
Legal Range01E
Legal Township14N
Legal Section26
JurisdictionMIDLAND MI
Township / Civil DivisionHOMER
Census Block Group4
Census Block4008
Census Tract291200

Owner

Source: Midland County records · APN 040-026-100-130-00

Assessment roll updated August 4, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1388 E PRAIRIE RD, MIDLAND, MI 48640-8642
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 24, 2022Deed of Trust, Mortgage · Conventional Mortgage
BAYSHORE MORTGAGE FUNDING LLC
May 27, 2022Warranty Deed, Transfer
ATA NATIONAL TITLE
Mar 30, 2021Warranty Deed, Transfer · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Oct 23, 2017Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 27, 2022 · Amount on Record
Deed SaleMay 27, 2022 · Amount on Record
Prior SaleMar 30, 2021 · Amount on Record
Deed Book / Page1657 / 321
Prior Transfer DateOct 05, 2017
Prior Transfer Doc1610/0231
Record UpdatedSep 20, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDLAND MI
Property Address1388 E PRAIRIE RD, MIDLAND, MI 48640-8642
Transaction TypeMortgage
Record UpdatedJun 13, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address218 CHURCH ST, AUBURN, MI 48611-9475

Mortgage

Document Number001657/233
DateMay 24, 2022
Book Page1657/233
Lender
NameBAYSHORE MORTGAGE FUNDING LLC
TypeMortgage Company
AddressLUTHERVILLE TIMONIUM, MD 21093
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2052

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIDLAND MI
Recording DateMay 27, 2022
Property Address1388 E PRAIRIE RD, MIDLAND, MI 48640-8642
Document Number001657/321
Book / Page1657 / 321
Instrument DateApr 22, 2022
Transaction TypeTransfer
Record UpdatedJun 13, 2022
Title CompanyATA NATIONAL TITLE

Transaction

AmountAmount Recorded
Tax$1,312.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1388 E PRAIRIE RD, 1388, MIDLAND, MI 48640-8642

Transferred To (Grantee/Buyer)

NameVerified Name
Address218 CHURCH ST, AUBURN, MI 48611-9475

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIDLAND MI
Recording DateMar 30, 2021
Property Address1388 E PRAIRIE RD, MIDLAND, MI 48640-8642
Document Number1644/333
Book / Page1644 / 333
Instrument DateMar 19, 2021
Transaction TypeTransfer
Record UpdatedMay 18, 2021
Title CompanyCROSSROADS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,143.75
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1388 E PRAIRIE RD, 1388, MIDLAND, MI 48640-8642

Transferred To (Grantee/Buyer)

NameVerified Name
Address3110 TOBOGGAN RUN, MIDLAND, MI 48642-8420

Mortgage

Document Number1644334
DateMar 30, 2021
Instrument1644/334
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

October 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMIDLAND MI
Recording DateOct 23, 2017
Property Address1388 E PRAIRIE RD, MIDLAND, MI 48640-8642
Document Number1610/0231
Book / Page1610 / 0231
Instrument DateOct 05, 2017
Transaction TypeTransfer
Record UpdatedMay 18, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1388 E PRAIRIE RD, 1388, MIDLAND, MI 48640-8642

Transferred To (Grantee/Buyer)

NameVerified Name
Address1388 E PRAIRIE RD, MIDLAND, MI 48640-8642

Tax Assessment & Valuation

Source: Midland County records · Assessment roll updated August 4, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMidland County
County SubdivisionHomer Township
Unified School DistrictBullock Creek School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$111,100 (+3.45%)$222,200 (+3.45%)
2025$3,156.00 (+2.2%) Homeowner's exemption$107,400$214,800
2024$3,088.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 3, 2014 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims2 (1986–2017)
Most Recent ClaimJun 2017 · Severe Storms And Flooding

Wildfire

Wildfire RiskLow
lower than 93% of the US · lower than 83% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35

Based on FCC filings for 30 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF MIDLAND
serves 42,547 people
Water SourcePurchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State InspectionMar 2023
Lead3 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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