1406 E Dolphin Dr, Oak Island, NC 28465 Property Records

Brunswick County property record for 1406 E Dolphin Dr, Oak Island, NC 28465

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,440 sqft · built 2013
Lot Size	0.179 acres (7,797 sqft)
Owner	2 Individual Names on Record
Last Sale	$504,000 (Nov 2020)
Tax Bill	$3,123 (2025)
Deeds & Mortgages	Dec 2023 Transfer Jul 2020 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`235PA01609`

Property Details

APN / Parcel Number

Primary APN	`235PA01609`
Alternative APNs	`205620817055` `80102172` `80148429`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,440 sqft Heated Area
Gross Area	2,104 sqft
1st Floor Area	264 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2014
Exterior Material	Aluminum/Vinyl
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Shingle
Lot Area	7,797 sqft (0.179 acres)
Porch	Patio

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80148429
Street Address	1406 E DOLPHIN DR
City	OAK ISLAND
State	NC
Zip	28465-6519
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	L-8 B-45 ELB .18 AC KINLAW PL 31/221
Legal Subdivision	EAST LONG BEACH
Legal Block	45
Legal Lot Number	8
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SMITHVILLE
Census Block Group	1
Census Block	1027
Census Tract	20314

Owner

Source: Brunswick County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5505 COLONIAL OAKS DR, APEX, NC 27539-5744
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2023	Intrafamily Transfer, Transfer
Jul 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Nov 2, 2020	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Apr 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2020 · Amount on Record
Deed Sale	Nov 2, 2020 · Amount on Record
Prior Sale	Aug 9, 2012 · Amount on Record
Deed Book / Page	4477 / 205
Last Transfer Date	Dec 1, 2023
Transfer Doc	0051071326
Record Updated	Oct 29, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRUNSWICK NC
Recording Date	Dec 4, 2023
Property Address	1406 E DOLPHIN DR, OAK ISLAND, NC 28465-6519
Document Number	0051071326
Book / Page	5107 / 1326
Map Reference	MB 31 PG 221
Instrument Date	Dec 1, 2023
Transaction Type	Transfer
Record Updated	Dec 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5505 COLONIAL OAKS DR, APEX, NC 27539-5744

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	5505 COLONIAL OAKS DR, APEX, NC 27539-5744

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	1406 E DOLPHIN DR, OAK ISLAND, NC 28465-6519
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043970126
Date	Jul 15, 2020
Book Page	4397/126

Lender

Name	TRUIST BANK
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Nov 2, 2020
Property Address	1406 E DOLPHIN DR, OAK ISLAND, NC 28465-6519
Document Number	0044770205
Book / Page	4477 / 205
Map Reference	MB 18 PG 29
Instrument Date	Oct 21, 2020
Transaction Type	Transfer
Record Updated	Aug 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,008.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3449 LAKE CLUB DR, 3449, OAK ISLAND, NC 28461-4125

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5505 COLONIAL OAKS DR, APEX, NC 27539-5744

Mortgage

Document Number	4477208
Date	Nov 2, 2020
Instrument	4477/208

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	1406 E DOLPHIN DR, OAK ISLAND, NC 28465-6519
Document Number	0040450572
Instrument Date	Apr 19, 2018
Transaction Type	Mortgage
Record Updated	May 9, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1406 E DOLPHIN DR OAK ISLAND NC 284656519, OAK ISLAND, NC 28465-6519

Mortgage

Document Number	0040450572
Date	Apr 24, 2018
Book Page	004045/000572

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2048

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Oak Island Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$817,420 (-) Land $350,000 Building $467,420	$817,420 (-) Land $350,000 Building $467,420
2025	$3,123.00 (-5.99%)	$817,420 (-) Land $350,000 Building $467,420	$817,420 (-) Land $350,000 Building $467,420
2024	$3,322.00
2023		$817,420 Land $350,000 Building $467,420	$817,420 Land $350,000 Building $467,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 613 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	613 in force
Nearby Flood Claims	123 (1989–2025)
Most Recent Claim	Mar 2025
Claims by Event	Hurricane Isaias, Aug 2020 · 94 claims Hurricane Matthew, Oct 2016 · 6 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OAK ISLAND serves 26,924 people · EPA ID NC0410020
Water Source	Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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