1404 E Dolphin Dr, Oak Island, NC 28465 Property Records

Brunswick County property record for 1404 E Dolphin Dr, Oak Island, NC 28465

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,280 sqft · built 2006
Lot Size	0.184 acres (8,015 sqft)
Owner	Company Name on Record
Last Sale	$1,000,000 (Mar 2026)
Tax Bill	$3,607 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`235PA01610`

Property Details

APN / Parcel Number

Primary APN	`235PA01610`
Alternative APNs	`205620817005` `80120057`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,280 sqft Heated Area
Gross Area	2,940 sqft
1st Floor Area	1,240 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2011
Exterior Material	Wood Shingle
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Shingle
Lot Area	8,015 sqft (0.184 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80120057
Street Address	1404 E DOLPHIN DR
City	OAK ISLAND
State	NC
Zip	28465
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	L-9 B-45 ELB .18 AC KINLAW PL 31/221
Legal Subdivision	OAK ISLAND
Legal Block	45
Legal Lot Number	9
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SMITHVILLE
Census Block Group	1
Census Block	1027
Census Tract	20314

Owner

Source: Brunswick County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	421 LATIMER LN, FORT MILL, SC 29715-7841
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Warranty Deed, Transfer · Conventional Mortgage UBS BANK USA
Dec 2, 2021	Warranty Deed, Transfer · Conventional Mortgage ENCOMPASS LENDING GROUP LP
Jul 25, 2017	Warranty Deed, Transfer · ARM ALLEN TATE MORTGAGE PARTNERS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2026 · Amount on Record
Deed Sale	Mar 27, 2026 · Amount on Record
Prior Sale	Dec 2, 2021 · Amount on Record
Deed Book / Page	5528 / 564
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Mar 27, 2026
Property Address	1404 E DOLPHIN DR, OAK ISLAND, NC 28465
Document Number	0055280564
Book / Page	5528 / 564
Map Reference	MB 31 PG 221
Instrument Date	Mar 27, 2026
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	397 KING RD, SCHUYLERVILLE, NY 12871-2013

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 LATIMER LN, FORT MILL, SC 29715-7841

Mortgage

Document Number	0005528566
Date	Mar 27, 2026
Instrument	5528/566

Lender

Name	UBS BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Dec 2, 2021
Property Address	1404 E DOLPHIN DR, OAK ISLAND, NC 28465
Document Number	0047550028
Book / Page	4755 / 28
Map Reference	MB 31 PG 221
Instrument Date	Nov 17, 2021
Transaction Type	Transfer
Record Updated	Sep 10, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,710.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	205 E LEONARD ST, SOUTHPORT, NC 28461-4048

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1404 E DOLPHIN DR, OAK ISLAND, NC 28465
Investor	Possibly a Property Investor

Mortgage

Document Number	0000475532
Date	Dec 2, 2021
Instrument	4755/32

Lender

Name	ENCOMPASS LENDING GROUP LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Mortgage

Document Number	0047550043
Date	Dec 2, 2021
Book Page	4755/43

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 5, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Jul 25, 2017
Property Address	1404 E DOLPHIN DR, OAK ISLAND, NC 28465
Document Number	0039360295
Book / Page	3936 / 0295
Instrument Date	Jul 19, 2017
Transaction Type	Transfer
Record Updated	Aug 27, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$970.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2413 SMITH HARBOUR DR, 2413, DENVER, NC 28037-8088

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17634 CAMBRIDGE GROVE DR, HUNTERSVILLE, NC 28078-5287

Mortgage

Document Number	39360304
Date	Jul 25, 2017
Instrument	3936/0304

Lender

Name	ALLEN TATE MORTGAGE PARTNERS LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.75%
Index	1-Year LIBOR
Max Rate	8.75%

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Oak Island Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$944,360 (-) Land $350,000 Building $594,360	$944,360 (-) Land $350,000 Building $594,360
2025	$3,607.00 (-9.98%)	$944,360 (-) Land $350,000 Building $594,360	$944,360 (-) Land $350,000 Building $594,360
2024	$4,007.00
2023		$944,360 Land $350,000 Building $594,360	$944,360 Land $350,000 Building $594,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 613 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	613 in force
Nearby Flood Claims	123 (1989–2025)
Most Recent Claim	Mar 2025
Claims by Event	Hurricane Isaias, Aug 2020 · 94 claims Hurricane Matthew, Oct 2016 · 6 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OAK ISLAND serves 26,924 people · EPA ID NC0410020
Water Source	Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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