Oakland County property record for 1406 E 4th St, Royal Oak, MI 48067
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,009 sqft · built 1950 |
| Lot Size | 0.103 acres (4,487 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $342,000 (Apr 2025) |
| Tax Bill | $3,969 (2025) |
| Deeds & Mortgages | Apr 2025 Sale & Mortgage Jun 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 72-25-22-236-002 |
| Primary APN | 72-25-22-236-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,009 sqft Living Area |
| 1st Floor Area | 807 sqft |
| Basement Area | 807 sqft |
| Finished Basement | 807 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Bungalow |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,487 sqft (0.103 acres) |
| Lot Dimensions | 90 ft deep x 50 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 109 sqft |
| Deck Area | 144 sqft |
| Patio Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 1406 E 4TH ST |
|---|---|
| City | ROYAL OAK |
| State | MI |
| Zip | 48067-2964 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ONE FAM |
| Legal Description | T1N, R11E, SEC 22 FOURTH AVENUE SUB W 10 FT OF LOT 98 & ALL OF LOTS 99 & 100 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 22 |
| Legal Subdivision | FOURTH AVENUE SUB |
| Legal Lot Number | 98-100 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | ROYAL OAK |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 184400 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 915 S SQUIRREL RD, AUBURN HILLS, MI 48326-3870 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Apr 8, 2025 | Warranty Deed, Transfer · Conventional Mortgage MICHIGAN FIRST CU |
| Jun 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Oct 1, 2020 | Deed of Trust, Mortgage QUICKEN LOANS LLC |
| Nov 18, 2020 | Warranty Deed, Subdivision Related Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 8, 2025 · Amount on Record |
| Deed Sale | Apr 8, 2025 · Amount on Record |
| Prior Sale | Nov 18, 2020 · Amount on Record |
| Deed Document Number | 202542596 |
| Deed Book / Page | 60112 / 841 |
| Prior Transfer Date | Mar 28, 2011 |
| Prior Transfer Doc | 0000055606 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Apr 8, 2025 |
| Property Address | 1406 E 4TH ST, ROYAL OAK, MI 48067-2964 |
| Document Number | 0000042596 |
| Book / Page | 60112 / 841 |
| Map Reference | LB 17 PG 1 |
| Instrument Date | Mar 28, 2025 |
| Instrument | 42596 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,565.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1406 E 4TH ST, ROYAL OAK, MI 48067-2964 |
| Name | Verified Name |
|---|---|
| Address | 915 S SQUIRREL RD, AUBURN HILLS, MI 48326-3870 |
| Document Number | 0060097433 |
|---|---|
| Date | Apr 8, 2025 |
| Instrument | 60097/433 |
| Name | MICHIGAN FIRST CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1406 E 4TH ST, ROYAL OAK, MI 48067-2964 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2023 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 1406 E 4TH ST, ROYAL OAK, MI 48067-2964 |
| Document Number | 0000146941 |
|---|---|
| Date | Jun 10, 2021 |
| Book Page | 56359/184 |
| Instrument | 146941 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 1.99% |
| Type Change Date | Jul 1, 2026 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 3.99% |
| Index | Other |
| Margin | 3 |
| Max Rate | 6.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1406 E 4TH ST, ROYAL OAK, MI 48067-2964 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 4625 COMMERCE WOODS DR, COMMERCE TOWNSHIP, MI 48382-3880 |
| Document Number | 0000202043 |
|---|---|
| Date | Oct 1, 2020 |
| Book Page | 54926/332 |
| Instrument | 202043 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Nov 18, 2020 |
| Property Address | 1406 E 4TH ST, ROYAL OAK, MI 48067-2964 |
| Document Number | 0000243803 |
| Book / Page | 55199 / 436 |
| Map Reference | LB 17 PG 1&1A |
| Instrument Date | Sep 22, 2020 |
| Instrument | 243803 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 29, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,365.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1455 CLEAR CREEK DR, 1455, ROCHESTER HILLS, MI 48306-4829 |
| Name | Verified Name |
|---|---|
| Address | 4625 COMMERCE WOODS DR, COMMERCE TOWNSHIP, MI 48382-3880 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Royal Oak City |
| Unified School District | Royal Oak City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,969.00 (-25.08%) Homeowner's exemption | $156,980 (+87.53%) | $313,960 (+87.53%) |
| 2024 | $5,298.00 (+15.68%) | ||
| 2022 | $4,580.00 | ||
| 2018 | $83,710 | $167,420 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ROYAL OAK serves 57,236 people · EPA ID MI0005830 |
|---|---|
| Water Source | Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 898 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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