Oakland County property record for 1401 E 4th St, Royal Oak, MI 48067
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,174 sqft · built 1920 |
| Lot Size | 0.079 acres (3,441 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $320,000 (Nov 2023) |
| Tax Bill | $4,033 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Nov 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 72-25-22-232-020 |
| Primary APN | 72-25-22-232-020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,174 sqft Living Area |
| 1st Floor Area | 583 sqft |
| Basement Area | 583 sqft |
| Unfinished Basement | 583 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,441 sqft (0.079 acres) |
| Lot Dimensions | 85.2 ft deep x 40.4 ft wide |
| Garage Area | 315 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 32 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 1401 E 4TH ST |
|---|---|
| City | ROYAL OAK |
| State | MI |
| Zip | 48067-2963 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TWO FAM |
| Legal Description | T1N, R11E, SEC 22 FOURTH AVENUE SUB LOTS 321 & 322 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 22 |
| Legal Subdivision | FOURTH AVENUE SUB |
| Legal Lot Number | 321-322 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | ROYAL OAK |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 184400 |
Source: Oakland County records · APN 72-25-22-232-020
Assessment roll updated January 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1401 E 4TH ST, ROYAL OAK, MI 48067-2963 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 02, 2026 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Nov 13, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 07, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage HALL FINANCIAL GROUP |
| Jun 05, 2017 | Warranty Deed, Transfer · Conventional with PMI MORTGAGE 1 INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 13, 2023 · Amount on Record |
| Deed Sale | Nov 13, 2023 · Amount on Record |
| Prior Sale | Jun 05, 2017 · Amount on Record |
| Deed Document Number | 2023123382 |
| Deed Book / Page | 58999 / 445 |
| Prior Transfer Date | Jul 30, 2020 |
| Prior Transfer Doc | 0000156777 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1401 E 4TH ST, ROYAL OAK, MI 48067-2963 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1401 E 4TH ST, ROYAL OAK, MI 48067-2963 |
| Document Number | 20260000023 |
|---|---|
| Date | Jan 02, 2026 |
| Book Page | 60835/206 |
| Instrument | 20260000023 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Nov 13, 2023 |
| Property Address | 1401 E 4TH ST, ROYAL OAK, MI 48067-2963 |
| Document Number | 0000123382 |
| Book / Page | 58999 / 445 |
| Map Reference | LB 17 PG 1&1A |
| Instrument Date | Nov 01, 2023 |
| Instrument | 123382 |
| Transaction Type | Transfer |
| Record Updated | Dec 04, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,400.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1401 E 4TH ST, ROYAL OAK, MI 48067-2963 |
| Name | Verified Name |
|---|---|
| Address | 1701 N MAPLE AVE, ROYAL OAK, MI 48067-4319 |
| Document Number | 0000120650 |
|---|---|
| Date | Nov 03, 2023 |
| Book Page | 58984/874 |
| Instrument | 120650 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Aug 07, 2020 |
| Property Address | 1401 E 4TH ST, ROYAL OAK, MI 48067-2963 |
| Document Number | 0000156777 |
| Book / Page | 54623 / 430 |
| Map Reference | LB 17 PG 1&1A |
| Instrument Date | Jul 30, 2020 |
| Instrument | 156777 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1401 E 4TH ST, ROYAL OAK, MI 48067-2963 |
| Document Number | 0054623432 |
|---|---|
| Date | Aug 07, 2020 |
| Instrument | 54623/432 |
| Name | HALL FINANCIAL GROUP |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jun 05, 2017 |
| Property Address | 1401 E 4TH ST, ROYAL OAK, MI 48067-2963 |
| Document Number | 0000109312 |
| Book / Page | 050733 / 000424 |
| Instrument Date | May 30, 2017 |
| Instrument | 109312 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2018 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,978.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 31152 MATLOCK ST LIVONIA MI 48152, LIVONIA, MI 48152 |
| Document Number | 109210 |
|---|---|
| Date | Jun 05, 2017 |
| Book Page | 050732/000754 |
| Instrument | 109210 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Funding / Finance Company |
| Address | STERLING HEIGHTS, MI 48314 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 04, 2047 |
Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Royal Oak City |
| Unified School District | Royal Oak City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,033.00 (-22.07%) Homeowner's exemption | $160,440 (+87.61%) | $320,880 (+87.61%) |
| 2024 | $5,175.00 (+14.39%) | ||
| 2022 | $4,524.00 | ||
| 2018 | $85,520 | $171,040 |
Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
May also be available: T-Mobile USA.
Based on FCC filings for 900 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF ROYAL OAK serves 57,236 people |
|---|---|
| Water Source | Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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