1406 E 20th St, Sanford, FL 32771 Property Records

Seminole County property record for 1406 E 20th St, Sanford, FL 32771

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,408 sqft · built 2019
Lot Size	0.146 acres (6,372 sqft)
Owner	Individual Name on File
Last Sale	$259,000 (Jan 2021)
Tax Bill	$3,362 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Aug 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`31-19-31-504-0700-0160`

Property Details

APN / Parcel Number

Primary APN	`31-19-31-504-0700-0160`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,408 sqft Living Area
1st Floor Area	1,408 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	6,372 sqft (0.146 acres)
Lot Dimensions	118 ft deep x 54 ft wide
Garage Area	361 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	36 sqft
Patio Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1406 E 20TH ST
City	SANFORD
State	FL
Zip	32771-3931
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 BLK 7 BEL-AIR PB 3 PG 79 & 79A
Legal Range	31
Legal Township	19
Legal Section	31
Legal Subdivision	BEL-AIR SANFORD
Legal Tract	504
Legal Block	7
Legal Lot Number	16
Jurisdiction	SEMINOLE FL
Township / Civil Division	SANFORD
Census Block Group	2
Census Block	2021
Census Tract	20202

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1406 E 20TH ST, SANFORD, FL 32771-3931
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2023	Deed of Trust, Mortgage · FHA Mortgage SUN WEST MORTGAGE COMPANY INC
Aug 17, 2022	Deed of Trust, Mortgage · FHA Mortgage SUN WEST MORTGAGE COMPANY INC
Jan 15, 2021	Warranty Deed, Transfer · FHA Mortgage SUN WEST MORTGAGE COMPANY INC
Oct 17, 2019	Warranty Deed, Transfer · Conventional Mortgage INNOVATIVE MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2021 · Amount on File
Deed Sale	Jan 15, 2021 · Amount on File
Prior Sale	Oct 17, 2019 · Amount on File
Deed Document Number	2021006671
Deed Book / Page	9817 / 1610
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	1406 E 20TH ST, SANFORD, FL 32771-3931
Transaction Type	Mortgage
Record Updated	Jul 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1406 E 20TH ST, SANFORD, FL 32771-3931

Mortgage

Document Number	0104711446
Date	Jul 12, 2023
Book Page	10471/1446
Instrument	2023063772

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	330 Months
Due	Jan 1, 2051

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	1406 E 20TH ST, SANFORD, FL 32771-3931
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1406 E 20TH ST, SANFORD, FL 32771-3931

Mortgage

Document Number	0102990600
Date	Aug 17, 2022
Book Page	10299/600
Instrument	2022095031

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	341 Months
Due	Jan 1, 2051

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Jan 15, 2021
Property Address	1406 E 20TH ST, SANFORD, FL 32771-3931
Document Number	0098171610
Book / Page	9817 / 1610
Map Reference	MB 3 PG 79
Instrument Date	Dec 31, 2020
Instrument	2021006671
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,813.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	449 GEE HAMMOCK LN, 449, WINTER SPRINGS, FL 32708-6529

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 952101, LAKE MARY, FL 32795-2101

Mortgage

Document Number	0098171611
Date	Jan 15, 2021
Instrument	9817/1611

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Oct 17, 2019
Property Address	1406 E 20TH ST, SANFORD, FL 32771-3931
Document Number	0094590406
Book / Page	09459 / 0406
Map Reference	MB 3 PG 79
Instrument Date	Oct 16, 2019
Instrument	2019113051
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	BROKERS TTL OF LONGWOOD I LL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,659.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2604 HIAWATHA AVE, 2604, SANFORD, FL 32773-5330

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1406 E 20TH ST, SANFORD, FL 32771-3931

Mortgage

Document Number	0009459408
Date	Oct 17, 2019
Instrument	09459/408

Lender

Name	INNOVATIVE MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Municipality	Sanford City
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,362.00 (+13.16%) Homeowner's exemption	$222,322 (+5.99%)	$305,212 (+20.26%) Land $46,170 Building $259,042
2023	$2,971.00 (+3.16%) Homeowner's exemption	$209,763 (+3%)	$253,785 (-7.62%) Land $35,235 Building $218,550
2022	$2,880.00 Homeowner's exemption	$203,653	$274,731 Land $32,805 Building $241,926

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	6 (1996–2024)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANFORD, CITY OF (2 WPS) serves 79,715 people · EPA ID FL3590205
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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