1105 E 20th St, Sanford, FL 32771 Property Records

Seminole County property record for 1105 E 20th St, Sanford, FL 32771

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,435 sqft · built 1957
Lot Size	0.284 acres (12,400 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Jun 2019)
Tax Bill	$2,337 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-19-31-513-0000-0020`

Property Details

APN / Parcel Number

Primary APN	`31-19-31-513-0000-0020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,435 sqft Living Area
1st Floor Area	1,435 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1970
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Shed Roof
Roof Material	Tar & Gravel
Lot Area	12,400 sqft (0.284 acres)
Lot Dimensions	124 ft deep x 100 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	430 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	148 sqft
Utility Building	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1105 E 20TH ST
City	SANFORD
State	FL
Zip	32771-3513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 (LESS S 20 FT) GROVE MANORS PB 10 PG 31
Legal Range	31E
Legal Township	19S
Legal Section	31
Legal Subdivision	GROVE MANORS
Legal Tract	513
Legal Lot Number	2
Jurisdiction	SEMINOLE FL
Township / Civil Division	SANFORD
Census Block Group	2
Census Block	2027
Census Tract	20202

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1105 E 20TH ST, SANFORD, FL 32771-3513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2022	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Jun 6, 2019	Warranty Deed, Transfer · FHA Mortgage FIRST HOME BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2019 · Amount on Record
Deed Sale	Jun 6, 2019 · Amount on Record
Deed Document Number	2019059679
Deed Book / Page	09367 / 1830
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	1105 E 20TH ST, SANFORD, FL 32771-3513
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1105 E 20TH ST, SANFORD, FL 32771-3513

Mortgage

Document Number	0101901828
Date	Mar 10, 2022
Book Page	10190/1828
Instrument	2022030199

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Jun 6, 2019
Property Address	1105 E 20TH ST, SANFORD, FL 32771-3513
Document Number	0093671830
Book / Page	09367 / 1830
Map Reference	MB 10 PG 31&32
Instrument Date	May 30, 2019
Instrument	2019059679
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,120.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	217 W LEWIS AVE, 217, APOPKA, FL 32712-5573

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1105 E 20TH ST, SANFORD, FL 32771-3513
Investor	Possibly a Property Investor

Mortgage

Document Number	0093671832
Date	Jun 6, 2019
Instrument	09367/1832

Lender

Name	FIRST HOME BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Municipality	Sanford City
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,337.00 (+14%) Homeowner's exemption	$167,364 (+5.99%)	$222,600 (+6.46%) Land $88,350 Building $134,250
2023	$2,050.00 (+3.48%) Homeowner's exemption	$157,910 (+3%)	$209,099 (+0.64%) Land $79,050 Building $130,049
2022	$1,981.00 Homeowner's exemption	$153,311	$207,764 Land $79,050 Building $128,714

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	6 (1996–2024)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANFORD, CITY OF (2 WPS) serves 79,715 people · EPA ID FL3590205
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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