Harford County property record for 1406 Bowles Ter, Forest Hill, MD 21050
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,064 sqft · built 1966 |
| Lot Size | 0.264 acres (11,492 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $269,000 (Jun 2022) |
| Tax Bill | $2,856 (2026) |
| Deeds & Mortgages | Jun 2022 Sale Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-125408 |
| Primary APN | 03-125408 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,064 sqft Total Area |
| Basement Area | 530 sqft |
| Finished Basement | 530 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 11,492 sqft (0.264 acres) |
| Heating System | Baseboard |
|---|---|
| Sewer | Connected |
| Account Number | 125408 |
|---|---|
| Street Address | 1406 BOWLES TER |
| City | FOREST HILL |
| State | MD |
| Zip | 21050-3034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 19 11492 SF 1406 BOWLES TERRACE BYNUM RIDGE S6B 202/53 |
| Legal Subdivision | BYNUM RIDGE |
| Legal Lot Number | 19 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 303203 |
1406 Bowles Ter is owned by two individuals who acquired it in September 2024.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 511 STAYMAN CT, BEL AIR, MD 21014-5225 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 6, 2022 | Deed, Transfer BROADVIEW TITLE |
| Jul 11, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 6, 2022 · Amount on File |
| Deed Sale | Jun 6, 2022 · Amount on File |
| Deed Book / Page | 15541 / 347 |
| Last Transfer Date | Sep 4, 2024 |
| Transfer Doc | 0163840127 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jun 6, 2022 |
| Property Address | 1406 BOWLES TER, FOREST HILL, MD 21050-3034 |
| Document Number | 0155410347 |
| Book / Page | 15541 / 347 |
| Map Reference | MB GRG 15 FO 26 |
| Instrument Date | Mar 31, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2022 |
| Title Company | BROADVIEW TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 511 STAYMAN CT, BEL AIR, MD 21014-5225 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 1406 BOWLES TER, FOREST HILL, MD 21050-3034 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SOLIDIFI TITLE |
| Name | Verified Name |
|---|
| Document Number | 0133410260 |
|---|---|
| Date | Jul 11, 2019 |
| Book Page | 13341/0260 |
| Name | FIRST NATIONAL BANK OF OMAHA |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68197 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | May 1, 2049 |
The 2026 property tax bill for 1406 Bowles Ter was $2,856, up 14.5% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,856.00 (+14.51%) | $262,133 (+3.73%) | $281,000 (+11.2%) Land $80,600 Building $200,400 |
| 2025 | $2,494.00 | $252,700 Land $80,600 Building $172,100 | $252,700 Land $80,600 Building $172,100 |
| 2023 | $204,967 | $252,700 Land $80,600 Building $172,100 | |
| 2022 | $1,973.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1406 Bowles Ter in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1406 Bowles Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARYLAND AMERICAN WATER COMPANY private · serves 13,200 people · EPA ID MD0120003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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