Harford County property record for 1404 Bowles Ter, Forest Hill, MD 21050
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,272 sqft · built 1966 |
| Lot Size | 0.299 acres (13,024 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $250,000 (Jul 2018) |
| Tax Bill | $3,247 (2026) |
| Deeds & Mortgages | Jun 2022 Mortgage Jul 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-128717 |
| Primary APN | 03-128717 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,272 sqft Total Area |
| Basement Area | 750 sqft |
| Finished Basement | 750 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 13,024 sqft (0.299 acres) |
| Lot Dimensions | 173 ft deep x 75 ft wide |
| Deck Area | 264 sqft |
| Heating System | Baseboard |
|---|---|
| Sewer | Connected |
| Account Number | 128717 |
|---|---|
| Street Address | 1404 BOWLES TER |
| City | FOREST HILL |
| State | MD |
| Zip | 21050-3034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 20 13024 SF 1404 BOWLES TERRACE BYNUM RIDGE S6B 202/87 |
| Legal Subdivision | BYNUM RIDGE |
| Legal Lot Number | 20 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 303203 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1404 BOWLES TER, FOREST HILL, MD 21050-3034 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 6, 2022 | Deed of Trust, Mortgage BALTIMORE COUNTY EMPLOYEES FCU |
| Jul 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Aug 5, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Jul 16, 2018 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 16, 2018 · Amount on Record |
| Deed Sale | Jul 16, 2018 · Amount on Record |
| Prior Sale | Nov 5, 2012 · Amount on Record |
| Deed Book / Page | 12901 / 471 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 1404 BOWLES TER, FOREST HILL, MD 21050-3034 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2022 |
| Title Company | COMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK |
| Name | Verified Name |
|---|
| Document Number | 0155400444 |
|---|---|
| Date | Jun 6, 2022 |
| Book Page | 15540/444 |
| Name | BALTIMORE COUNTY EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Address | TOWSON, MD 21204 |
| Amount | Amount Recorded |
|---|---|
| Term | 179 Months |
| Due | May 30, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 1404 BOWLES TER, FOREST HILL, MD 21050-3034 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1404 BOWLES TER, FOREST HILL, MD 21050-3034 |
| Document Number | 0149290108 |
|---|---|
| Date | Jul 30, 2021 |
| Book Page | 14929/108 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 1404 BOWLES TER, FOREST HILL, MD 21050-3034 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | OMNI LAND SETTLEMENT |
| Name | Verified Name |
|---|
| Document Number | 0133750261 |
|---|---|
| Date | Aug 5, 2019 |
| Book Page | 13375/0261 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jul 16, 2018 |
| Property Address | 1404 BOWLES TER, FOREST HILL, MD 21050-3034 |
| Document Number | 0129010471 |
| Book / Page | 12901 / 0471 |
| Map Reference | LB GRG 15 FO30 |
| Instrument Date | Jun 28, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,825.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1404 BOWLES TER, FOREST HILL, MD 21050-3034 |
| Document Number | 0012901476 |
|---|---|
| Date | Jul 16, 2018 |
| Instrument | 12901/476 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2048 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,247.00 (+10.29%) | $297,933 (+17.44%) | $320,400 (+11.75%) Land $81,000 Building $239,400 |
| 2025 | $2,944.00 (+13.89%) | ||
| 2023 | $253,700 | $286,700 Land $81,000 Building $205,700 | |
| 2022 | $2,585.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARYLAND AMERICAN WATER COMPANY private · serves 13,200 people · EPA ID MD0120003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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