Monroe County property record for 1406 2nd St, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,232 sqft · built 1958 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,285 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00046990-000000 |
| Primary APN | 00046990-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,232 sqft Living Area |
| 1st Floor Area | 1,232 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Plywood |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Tar & Gravel |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Covered |
| Garage Area | 384 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 339 sqft |
| Deck Area | 1,263 sqft |
| Patio Area | 1,263 sqft |
| Cooling System | HVAC |
|---|
| Account Number | 1047597 |
|---|---|
| Street Address | 1406 2ND ST |
| City | KEY WEST |
| State | FL |
| Zip | 33040-3704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF-2 |
| Legal Description | KW KW REALTY COS FIRST SUB PB1-43 LOT 7 SQR 16 TR 21 OR89-40-41 OR935-1671D/C |
| Legal Range | 25E |
| Legal Township | 68S |
| Legal Section | 05 |
| Legal Subdivision | KEY WEST REALTY COS FIRST SUB |
| Legal Tract | 21 |
| Legal Lot Number | 7 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 972200 |
1406 2nd St is owned by an individual who acquired it in April 2025.
Source: Monroe County records, as of December 29, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1038 VERNON LOOP, OVIEDO, FL 32765-6012 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 28, 2025 |
| Transfer Doc | 0033230300 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key West City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $665,038 Land $485,000 Building $180,038 | $665,038 Land $485,000 Building $180,038 | |
| 2024 | $6,285.00 (+11.67%) | ||
| 2023 | $5,628.00 (+315.66%) | $617,269 (+307.28%) Land $455,000 Building $162,269 | $617,269 (+11.3%) Land $455,000 Building $162,269 |
| 2022 | $1,354.00 Senior Citizen's exemption | $151,559 | $554,607 Land $390,000 Building $164,607 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1406 2nd St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 132 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 142 units insured incl. 10 condo units |
| Nearby Flood Claims | 247 (1980–2025) |
| Most Recent Claim | Feb 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1406 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications, Verizon.
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