1329 2nd St, Key West, FL 33040 Property Records

Monroe County property record for 1329 2nd St, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,352 sqft · built 1952
Lot Size	0.117 acres (5,100 sqft)
Owner	Individual Name on Record
Last Sale	$725,000 (Jun 2022)
Tax Bill	$6,713 (2024)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00047390-000000`

Property Details

APN / Parcel Number

Primary APN	`00047390-000000`
Alternative APNs	`01010100047390000000` `1048003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,352 sqft Living Area
1st Floor Area	1,352 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1952
Effective Year Built	Effective 2005
Exterior Material	Other
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,100 sqft (0.117 acres)
Lot Dimensions	100 ft deep x 51 ft wide
Garage Area	450 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	30 sqft
Patio Area	120 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1048003
Old Parcel Number	01010100047390000000
Street Address	1329 2ND ST
City	KEY WEST
State	FL
Zip	33040-3746
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 SQR 20 TR 21 KW KW REALTY CO'S FIRST SUB PB1-43 G73-293/94 OR2862-1123/24ORD OR2972-2003 OR3178-1876
Legal Range	25E
Legal Township	68S
Legal Section	05
Legal Subdivision	KEY WEST REALTY CO FIRST SUB
Legal Tract	21
Legal Lot Number	1
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	3
Census Block	3011
Census Tract	972200

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	1329 2ND ST, KEY WEST, FL 33040-3746
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK
Jul 1, 2019	Warranty Deed, Transfer · VA Mortgage IBERIABANK

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jun 10, 2022 · Amount on Record
Deed Sale	Jun 10, 2022 · Amount on Record
Prior Sale	Jul 1, 2019 · Amount on Record
Deed Document Number	2379300
Deed Book / Page	3178 / 1876
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jun 10, 2022
Property Address	1329 2ND ST, KEY WEST, FL 33040-3746
Document Number	0031781876
Book / Page	3178 / 1876
Map Reference	MB 1 PG 43
Instrument Date	Jun 7, 2022
Instrument	2379300
Transaction Type	Transfer
Record Updated	Aug 4, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,075.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1329 2ND ST, 1329, KEY WEST, FL 33040-3746

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1329 2ND ST, KEY WEST, FL 33040-3746

Mortgage

Document Number	0031781878
Date	Jun 10, 2022
Instrument	3178/1878

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jul 1, 2019
Property Address	1329 2ND ST, KEY WEST, FL 33040-3746
Document Number	0029722003
Book / Page	2972 / 2003
Map Reference	MB 1 PG 43
Instrument Date	Jun 28, 2019
Instrument	2226889
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,500.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5 AMARYLLIS DR, 5, KEY WEST, FL 33040-6204

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1329 2ND ST, KEY WEST, FL 33040-3746

Mortgage

Document Number	0029722011
Date	Jul 1, 2019
Instrument	2972-2011

Lender

Name	IBERIABANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$708,887 (+6.32%) Land $489,753 Building $219,134	$708,887 (+6.32%) Land $489,753 Building $219,134
2024	$6,713.00 (+11.12%)
2023	$6,041.00 (+66.51%)	$666,726 (+56.32%) Land $459,459 Building $207,267	$666,726 (+7.14%) Land $459,459 Building $207,267
2022	$3,628.00 Homeowner's exemption	$426,506	$622,317 Land $393,822 Building $228,495

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 132 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	142 units insured incl. 10 condo units
Nearby Flood Claims	247 (1980–2025)
Most Recent Claim	Feb 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 33 claims Hurricane Wilma, Oct 2005 · 142 claims Hurricane Georges, Sep 1998 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Verizon.

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