14059 E 850th Ave, Effingham, IL 62401 Property Records

Effingham County property record for 14059 E 850th Ave, Effingham, IL 62401 · Last verified August 2023

Property Highlights

Property Type	Residential > Single Family > Home
Lot Size	45,302 sqft (1.04 acres)
Occupancy	Owner Occupied
Last Sale	$260 (2005)

Property Details

APN / Parcel Number

Primary APN	`14-10-021-045`

Exterior

Lot Area	45,302 sqft (1.04 acres)

Location & Zoning

Street Address	14059 E 850TH AVE
City	EFFINGHAM
State	IL
Zip	62401-7121
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 1 GILLESPIE SUBD EXCEPT W 163.5FT 2135/336 2125/314 2106/251 738/339 721/209
Legal Subdivision	GILLESPIE SUBDIVISION
Legal Lot Number	1
Jurisdiction	EFFINGHAM IL
Minor Civil Division	WATSON
Census Blockgroup	2
Census Block	2044
Census Tract	950500

Owner

Source: Effingham County records · APN 14-10-021-045

Assessment roll updated January 1, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	14059 E 850TH AVE, EFFINGHAM, IL 62401-7121
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 01, 2005 · Amount on Record
Deed Sale	Jun 01, 2005 · Amount on Record
Deed Doc Number	0502904
Deed Book / Page	2135 / 336
Record Refreshed	Jun 07, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	14059 E 850TH AVE, EFFINGHAM, IL 62401-7121
Transaction Type	Mortgage
Record Updated	May 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003777/340
Date	Apr 25, 2022
Book Page	3777/340
Instrument	202222001666

Lender

Name	CROSSROADS BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Amount	Amount Recorded
Term	84 Months
Due	Apr 11, 2029

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated January 1, 2022 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Watson Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$4,080 Land $2,460 Building $1,620	$12,240 Land $7,380 Building $4,860

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 71% of Illinois
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.