14159 E 850th Ave, Effingham, IL 62401 Property Records

Effingham County property record for 14159 E 850th Ave, Effingham, IL 62401 · Last verified August 2023

Property Highlights

Property Type	Residential > Single Family > Rural Home
Year Built	Built 1999
Square Footage	1,456 sqft Base Area
Lot Size	392,040 sqft (9 acres)
Garage	686 sqft
Occupancy	Owner Occupied
Tax Bill	$1,674.00 (2022)

Property Details

APN / Parcel Number

Primary APN	`14-10-021-097`

Interior

Building Area	1,456 sqft Base Area
Stories	1 Stories

Exterior

Year Built	Built 1999
Construction Type	Frame Construction
Lot Area	392,040 sqft (9 acres)
Parking Spaces	2 Parking Spaces
Garage Area	686 sqft Garage

Location & Zoning

Street Address	14159 E 850TH AVE
City	EFFINGHAM
State	IL
Zip	62401-7120
Property Usage	Residential Property Usage
Type	Residential > Single Family > Rural Home
Legal Description	PT NE NW SW 1316/124
Jurisdiction	EFFINGHAM IL
Minor Civil Division	WATSON
Census Blockgroup	2
Census Block	2044
Census Tract	950500

Owner

Source: Effingham County records · APN 14-10-021-097

Assessment roll updated January 1, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	14159 E 850TH AVE, EFFINGHAM, IL 62401-7120
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Deed Doc Number	0001316124
Record Refreshed	Jun 07, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	14159 E 850TH AVE, EFFINGHAM, IL 62401-7120
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3365/364
Date	Feb 14, 2018
Book Page	3365/364
Instrument	201801800542

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Feb 15, 2033

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated January 1, 2022 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Watson Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$1,674.00 Homeowner's exemption	$39,420 Land $4,370 Building $35,050	$118,260 Land $13,110 Building $105,150

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 71% of Illinois
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.