14027 Cooper Rd, Spring Hill, FL 34609 Property Records

Hernando County property record for 14027 Cooper Rd, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,507 sqft · built 2004
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Oct 2021)
Tax Bill	$2,293 (2025)
Deeds & Mortgages	Mar 2024 Second Mortgage Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5120-0727-0200`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5120-0727-0200`
Alternative APNs	`00503217` `503217`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,507 sqft Living Area
1st Floor Area	1,507 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	212 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00503217
Street Address	14027 COOPER RD
City	SPRING HILL
State	FL
Zip	34609-6528
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 12 BLK 727 LOT 20
Legal Range	18E
Legal Township	23S
Legal Section	27
Legal Subdivision	SPRING HILL UNIT 12
Legal Block	727
Legal Lot Number	20
Legal Unit	12
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3022
Census Tract	40906

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14027 COOPER RD, SPRING HILL, FL 34609-6528
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Oct 5, 2021	Warranty Deed, Transfer · VA Mortgage PENTAGON FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2021 · Amount on Record
Deed Sale	Oct 5, 2021 · Amount on Record
Prior Sale	May 19, 2004 · Amount on Record
Deed Document Number	2021074557
Deed Book / Page	4065 / 746
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	14027 COOPER RD, SPRING HILL, FL 34609-6528
Transaction Type	Mortgage
Record Updated	Apr 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14027 COOPER RD, SPRING HILL, FL 34609-6528

Mortgage

Document Number	0044040648
Date	Mar 20, 2024
Book Page	4404/648
Instrument	2024017496

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2034

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Oct 5, 2021
Property Address	14027 COOPER RD, SPRING HILL, FL 34609-6528
Document Number	0040650746
Book / Page	4065 / 746
Map Reference	MB 8 PG 74-83
Instrument Date	Sep 23, 2021
Instrument	2021074557
Transaction Type	Transfer
Record Updated	Oct 27, 2021
Title Company	GREAT AMERICAN TITLE, GREAT AMERICAN TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,645.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27105 IRONWOOD DR, 27105, LAGUNA HILLS, CA 92653-6509

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14027 COOPER RD, SPRING HILL, FL 34609-6528

Mortgage

Document Number	4065748
Date	Oct 5, 2021
Instrument	4065/748

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,293.00 (-0.39%) Additional exemption filed	$205,089 (+4.54%) Land $40,000 Building $165,089	$205,089 (+0.21%) Land $40,000 Building $165,089
2023		$196,176 (+3%) Land $29,447 Building $166,729
2022	$2,302.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$190,462 Land $29,500 Building $160,962	$204,656 Land $35,500 Building $169,156

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Tillman Fiber.

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