Emmet County property record for 1405 Tracy Ln, Petoskey, MI 49770
| Property Type | Condominium |
|---|---|
| Lot Size | 1.01 acres (44,047 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $266,700 (Aug 2003) |
| Tax Bill | $2,071 (2024) |
| Deeds & Mortgages | Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-18-23-301-123 |
| Primary APN | 13-18-23-301-123 |
|---|
| Architectural Style | Condo/Apartment |
|---|---|
| Lot Area | 44,047 sqft |
| Street Address | 1405 TRACY LN |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-8572 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RT FF |
| Legal Description | KALCHIK ESTATES CONDO, UNIT 23. PLAN #94. SECTION 23, T34N, R6W |
| Legal Range | 06W |
| Legal Township | 34N |
| Legal Section | 23 |
| Legal Subdivision | KALCHIK ESTATES |
| Legal Unit | 23 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | RESORT |
| Census Block Group | 4 |
| Census Block | 4028 |
| Census Tract | 970600 |
1405 Tracy Ln, a condominium, is owned and occupied by two individuals who bought it in August 2003.
Source: Emmet County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1405 TRACY LN, PETOSKEY, MI 49770-8572 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 4, 2003 · Amount on File |
| Deed Sale | Aug 4, 2003 · Amount on File |
| Deed Book / Page | 998 / 665 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 1405 TRACY LN, PETOSKEY, MI 49770-8572 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1405 TRACY LN, PETOSKEY, MI 49770-8572 |
| Document Number | 0000001240/0000000126 |
|---|---|
| Date | Dec 21, 2021 |
| Book Page | 0000001240/0000000126 |
| Instrument | 5193086 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2037 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| County Subdivision | Resort Township |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $108,200 Land $108,200 | $216,400 Land $216,400 | |
| 2024 | $2,071.00 | ||
| 2023 | $104,000 Land $104,000 | $208,000 Land $208,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1405 Tracy Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1405 Tracy Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KALCHIK ESTATES private · serves 147 people · EPA ID MI0003545 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Truestream Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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