1362 Tracy Ln, Petoskey, MI 49770 Property Records

Emmet County property record for 1362 Tracy Ln, Petoskey, MI 49770

Property Summary

Property Type	Condominium
Lot Size	1.11 acres (48,410 sqft)
Owner	2 Individual Names on Record
Last Sale	$515,000 (Jul 2026)
Tax Bill	$2,403 (2024)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`13-18-23-301-129`

Property Details

APN / Parcel Number

Primary APN	`13-18-23-301-129`

Exterior

Architectural Style	Condo/Apartment
Lot Area	48,410 sqft

Location & Zoning

Street Address	1362 TRACY LN
City	PETOSKEY
State	MI
Zip	49770-8572
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RT FF
Legal Description	KALCHIK ESTATES CONDO, UNIT 29. PLAN #94. SECTION 23, T34N, R6W
Legal Range	06W
Legal Township	34N
Legal Section	23
Legal Subdivision	KALCHIK ESTATES
Legal Unit	29
Jurisdiction	EMMET MI
Township / Civil Division	RESORT
Census Block Group	4
Census Block	4019
Census Tract	970600

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	875 ARGO AVE SE, GRAND RAPIDS, MI 49546-2351
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Warranty Deed, Transfer · Conventional Mortgage KIND LENDING LLC
Jul 7, 2026	Warranty Deed, Transfer KIND LENDING LLC
Aug 7, 2017	Deed of Trust, Mortgage CHEMICAL BANK
Jan 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE
Oct 10, 2019	Quit Claim Deed, Transfer TALON GROUP
Aug 1, 2019	Quit Claim Deed, Transfer TALON GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2026 · Amount on Record
Deed Sale	Jul 7, 2026 · Amount on Record
Prior Sale	Oct 16, 2008 · Amount on Record
Deed Document Number	20265229300
Deed Book / Page	1276 / 252
Prior Transfer Date	Oct 1, 2019
Prior Transfer Doc	001215/875
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Jul 7, 2026
Property Address	1362 TRACY LN, PETOSKEY, MI 49770-8572
Document Number	0005229300
Book / Page	1276 / 252
Instrument Date	Jul 1, 2026
Instrument	20265229300
Transaction Type	Transfer
Record Updated	Jul 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	875 ARGO AVE SE, GRAND RAPIDS, MI 49546-2351

Mortgage

Document Number	0005229302,
Date	Jul 7, 2026
Book Page	1276/254
Instrument	20265229302

Lender

Name	KIND LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Jul 7, 2026
Property Address	1362 TRACY LN, PETOSKEY, MI 49770-8572
Document Number	0005229300
Book / Page	1276 / 252
Instrument Date	Jul 1, 2026
Instrument	20265229300
Transaction Type	Transfer
Record Updated	Jul 29, 2026
Title Company	TALON TITLE AGENCY, TALON TITLE & ESCROW AGENCY

Transaction

Amount	Amount Recorded
Tax	$57,216.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	875 ARGO AVE SE, GRAND RAPIDS, MI 49546-2351

Mortgage

Document Number	0005229302,
Date	Jul 7, 2026
Book Page	1276/254
Instrument	20265229302

Lender

Name	KIND LENDING LLC

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

Mortgage

Document Number	0005229302,
Date	Jul 7, 2026
Instrument	20265229302

Lender

Name	KIND LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	1362 TRACY LN, PETOSKEY, MI 49770-8572
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01196/0806
Date	Aug 7, 2017
Book Page	1196/0806
Instrument	5149684

Lender

Name	CHEMICAL BANK
Type	Bank
Address	MIDLAND, MI 48640

Agreement

Amount	Amount Recorded

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	1362 TRACY LN, PETOSKEY, MI 49770-8572
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1362 TRACY LN, PETOSKEY, MI 49770-8572

Mortgage

Document Number	0000001240/0000000593
Date	Jan 7, 2022
Book Page	0000001240/0000000593
Instrument	5193568

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2037

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EMMET MI
Recording Date	Oct 10, 2019
Property Address	1362 TRACY LN, PETOSKEY, MI 49770-8572
Document Number	001215/875
Book / Page	1215 / 875
Instrument Date	Oct 1, 2019
Instrument	5168797
Transaction Type	Transfer
Record Updated	Nov 16, 2022
Title Company	TALON GROUP

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1362 TRACY LN, PETOSKEY, MI 49770-8572

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EMMET MI
Recording Date	Aug 1, 2019
Property Address	1362 TRACY LN, PETOSKEY, MI 49770-8572
Document Number	001213/894
Book / Page	1213 / 894
Instrument Date	Jul 30, 2019
Instrument	5166814
Transaction Type	Transfer
Record Updated	Nov 16, 2022
Title Company	TALON GROUP

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1362 TRACY LN, PETOSKEY, MI 49770-8572

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Resort Township
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$228,700 (+9.22%) Land $228,700	$457,400 (+9.22%) Land $457,400
2025		$209,400 (+6.84%) Land $209,400	$418,800 (+6.84%) Land $418,800
2024	$2,403.00
2023		$196,000 Land $196,000	$392,000 Land $392,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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