Orange County property record for 1405 Spring Lake Ter, #TE, Ocoee, FL 34761 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1988 |
| Square Footage | 2,181 sqft Living Area |
| Lot Size | 85,067 sqft (1.95 acres) |
| Garage | Carport, 357 sqft |
| Last Sale | $235,000 (2017) |
| Tax Bill | $4,566.00 (2025) |
| Primary APN | 16-22-28-0000-00-032 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,181 sqft Living Area |
| Gross Area | 2,217 sqft Gross Area |
| 1st Floor | 1,824 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wood Interior Structure |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Wood Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 85,067 sqft (1.95 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Carport Garage |
| Garage Area | 357 sqft Garage |
| Carport | Carport |
| Carport Area | 357 sqft Carport |
| Porch Area | 261 sqft Porch |
| Boat Access | Boat Access |
| Pole Structure | 1,134 sqft Pole Structure |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Electric Heating Fuel |
| Street Address | 1405 SPRING LAKE TER, TE |
|---|---|
| City | OCOEE |
| State | FL |
| Zip | 34761-2547 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | COMM AT THE NE CORNER LOT 61 BRENTWOOD HEIGHTS UNIT NO. 4 PB 3/94 TH N89-44-59E 23.3 FT TO THE POB TH N01-33-03E 30.07 FT TH S89-35-59E 683.45 FT TH S00-15-20W 67.51 FT TH S77-39-51 |
| Legal Range | 28E |
| Legal Township | 22S |
| Legal Section | 16 |
| Legal Subdivision | ACREAGE & UNREC |
| Legal Tract | 0000 |
| Legal Lot Number | 61 |
| Legal Unit | 4 |
| Jurisdiction | ORANGE FL |
| Minor Civil Division | WINTER GARDEN-OCOEE |
| Census Blockgroup | 3 |
| Census Block | 3001 |
| Census Tract | 15003 |
Source: Orange County records · APN 16-22-28-0000-00-032
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1405 SPRING LAKE TER, OCOEE, FL 34761-2547 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 08, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 25, 2017 | Warranty Deed, Transfer · Conventional Mortgage STEARNS LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 01, 2017 · Amount on Record |
| Deed Sale | Jan 01, 2017 · Amount on Record |
| Prior Sale | Mar 01, 2016 · Amount on Record |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 1405 SPRING LAKE TER, OCOEE, FL 34761-2547 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1405 SPRING LAKE TER, OCOEE, FL 34761-2547 |
| Document Number | 0000132251 |
|---|---|
| Date | Mar 08, 2021 |
| Instrument | 20210132251 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jan 25, 2017 |
| Property Address | 1405 SPRING LAKE TER, OCOEE, FL 34761-2547 |
| Document Number | 0000048498 |
| Instrument Date | Jan 24, 2017 |
| Instrument | 48498 |
| Transaction Type | Transfer |
| Record Updated | Mar 01, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,645.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1405 SPRING LAKE TER OCOEE FL 347612547, OCOEE, FL 34761-2547 |
| Document Number | 48499 |
|---|---|
| Date | Jan 25, 2017 |
| Instrument | 48499 |
| Name | STEARNS LNDG |
|---|---|
| Address | SANTA ANA, CA 92707-8788 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 24, 2047 |
Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Ocoee City |
| Unified School District | Orange County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $282,707 (+2.7%) | $449,060 (-1.46%) Land $180,000 Building $269,060 | |
| 2025 | $4,566.00 (+7.08%) Homeowner's exemption | $275,275 (+5.99%) | $455,700 (+7.36%) Land $180,000 Building $275,700 |
| 2024 | $4,264.00 (+3.44%) | ||
| 2023 | $4,122.00 (+38.42%) Homeowner's exemption | $259,725 (+34.84%) | $424,440 (+83.07%) Land $180,000 Building $244,440 |
| 2022 | $2,978.00 Homeowner's exemption | $192,614 | $231,848 Land $135,000 Building $96,848 |
Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 117.3 ft |
| Wildfire Risk | Low above 7% of the US · above 6% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 3,448 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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