1389 Spring Lake Ter, #TE, Ocoee, FL 34761 Property Records

Orange County property record for 1389 Spring Lake Ter, #TE, Ocoee, FL 34761

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,110 sqft · built 2020
Lot Size	1.84 acres (80,159 sqft)
Owner	Individual Name on Record
Last Sale	$208,000 (Dec 2017)
Tax Bill	$17,659 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Apr 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-22-28-0000-00-045`

Property Details

APN / Parcel Number

Primary APN	`16-22-28-0000-00-045`
Alternative APNs	`282216000000045` `239864` `244703` `249276`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,110 sqft Living Area
Gross Area	6,714 sqft
1st Floor Area	3,110 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	80,159 sqft (1.84 acres)
Garage Type	Attached
Garage Area	710 sqft
Porch	Slab
Storage Building	306 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1389 SPRING LAKE TER, TE
City	OCOEE
State	FL
Zip	34761-2571
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD-LD
Legal Description	BEG AT THE NE CORNER LOT 61 BRENTWOOD HEIGHTS UNIT NO. 4 PB3 /94 TH N89-44-59E 23.3 FT TH S00-06-26W 121.43 FT TH N86-42- 11E 437.89 FT TH N77-39-51E 252.85 FT TH S00-15-20W 67.51 FT
Legal Range	28E
Legal Township	22S
Legal Section	16
Legal Subdivision	BRENTWOOD HEIGHTS
Legal Lot Number	61
Legal Unit	4
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	3
Census Block	3001
Census Tract	15003

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1389 SPRING LAKE TER, OCOEE, FL 34761-2571
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITY NATIONAL BANK OF FLORIDA
Apr 22, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 18, 2017	Warranty Deed, Transfer ATTORNEY ONLY
Apr 11, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2017 · Amount on Record
Deed Sale	Dec 18, 2017 · Amount on Record
Deed Document Number	2017687087
Last Transfer Date	Feb 25, 2020
Transfer Doc	0000247771
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1389 SPRING LAKE TER, OCOEE, FL 34761-2571
Transaction Type	Mortgage
Record Updated	Aug 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1389 SPRING LAKE TER, OCOEE, FL 34761-2571

Mortgage

Document Number	0000031171
Date	Jan 12, 2022
Instrument	20220031171

Lender

Name	CITY NATIONAL BANK OF FLORIDA
Type	Bank
Address	MIAMI, FL 33131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2037

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE FL
Recording Date	Apr 22, 2020
Property Address	1389 SPRING LAKE TER, OCOEE, FL 34761-2571
Document Number	0000247771
Instrument Date	Apr 15, 2020
Instrument	247771
Transaction Type	Transfer
Record Updated	May 14, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 1ST ST WINTER GARDEN FL 347873102, WINTER GARDEN, FL 34787-3102

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Dec 18, 2017
Property Address	1389 SPRING LAKE TER, OCOEE, FL 34761-2571
Document Number	0000687087
Instrument Date	Dec 15, 2017
Instrument	687087
Transaction Type	Transfer
Record Updated	Jan 9, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,456.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 1ST ST WINTER GARDEN FL 347873102, WINTER GARDEN, FL 34787-3102

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE FL
Recording Date	Apr 11, 2018
Property Address	1389 SPRING LAKE TER, OCOEE, FL 34761-2571
Document Number	0000216307
Instrument Date	Apr 10, 2017
Instrument	216307
Transaction Type	Transfer
Record Updated	Apr 26, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	43 1ST ST WINTER GARDEN FL 347873102, WINTER GARDEN, FL 34787-3102

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,085,846 (+2.7%)	$1,120,820 (-1.19%) Land $180,000 Building $940,820
2025	$17,659.00 (+4.69%) Homeowner's exemption	$1,057,299 (+19.57%)	$1,134,360 (+28.29%) Land $180,000 Building $954,360
2024	$16,868.00 (+16.78%)
2023	$14,444.00 (+37.82%) Homeowner's exemption	$884,237 (+41.18%) Land $180,000 Building $704,237	$884,237 (+41.18%) Land $180,000 Building $704,237
2022	$10,480.00	$626,313 Land $135,000 Building $491,313	$626,313 Land $135,000 Building $491,313

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE, CITY OF (2 WPS) serves 34,000 people · EPA ID FL3480204
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, Verizon.

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