1405 Persay Dr, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 1405 Persay Dr, Punta Gorda, FL 33982

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 924 sqft · built 1971
Lot Size	0.255 acres (11,096 sqft)
Owner	Individual Name on Record
Last Sale	$10,000 (May 2011)
Tax Bill	$1,306 (2025)
Deeds & Mortgages	Jul 2026 Sale Oct 2018 Sale
Flood Zone	Zone X (moderate risk)
APN	`402335128023`

Property Details

APN / Parcel Number

Primary APN	`402335128023`
Alternative APNs	`00871580000007` `10004625093`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	924 sqft Living Area
1st Floor Area	924 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Combination
Construction Type	Frame
Roof Type	Flat
Roof Material	Composition Shingle
Lot Area	11,096 sqft (0.255 acres)
Lot Dimensions	146 ft deep x 76 ft wide
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00871580000007
Street Address	1405 PERSAY DR
City	PUNTA GORDA
State	FL
Zip	33982-1655
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF5
Legal Description	LINDUE LOT 44 224/302 DC443/22 PR97-946 1605/1778 1694/2058 1886/892 PR05-1836-RRR LOA2780/1177 AFF2804/2200 PRD3449/1746 3449/1748 3505/1279 3569/1816
Legal Range	23E
Legal Township	40S
Legal Section	35
Legal Subdivision	LINDUE
Legal Tract	LDU
Legal Lot Number	44
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	4
Census Block	4027
Census Tract	10200

Owner

Source: Charlotte County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	158 BUCKEYE AVE NW, PORT CHARLOTTE, FL 33952-9034
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Oct 5, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2011 · Amount on Record
Deed Sale	May 10, 2011 · Amount on Record
Prior Sale	Jan 15, 2010
Deed Document Number	20112017149
Deed Book / Page	3569 / 1816
Prior Transfer Date	Aug 24, 2010
Prior Transfer Doc	0035051279
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jul 14, 2026
Property Address	1405 PERSAY DR, PUNTA GORDA, FL 33982-1655
Document Number	0003664049
Instrument Date	Jul 6, 2026
Instrument	20263664049
Transaction Type	Transfer
Record Updated	Jul 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$41,006.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13323 ROSEWOOD LN, NAPLES, FL 34119-8519

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Oct 5, 2018
Property Address	1405 PERSAY DR, PUNTA GORDA, FL 33982-1655
Document Number	0043660128
Book / Page	004366 / 000128
Instrument Date	Oct 1, 2018
Instrument	2651368
Transaction Type	Transfer
Record Updated	Oct 25, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27300 MADISON ST PUNTA GORDA FL 339832722, PUNTA GORDA, FL 33983-2722

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,306.00 (-6.71%) Homeowner's exemption	$48,986 (+21.57%)	$58,676 (+31.82%) Land $14,781 Building $43,895
2024	$1,400.00 (+13.64%)
2023	$1,232.00 (-0.16%) Homeowner's exemption	$40,296 (-10.2%)	$44,513 (-32.27%) Land $18,179 Building $26,334
2022	$1,234.00 Homeowner's exemption	$44,872	$65,717 Land $12,093 Building $53,624

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	69 units insured incl. 30 condo units
Nearby Flood Claims	6 (2010–2022)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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