1313 Persay Dr, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 1313 Persay Dr, Punta Gorda, FL 33982

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 708 sqft · built 1956
Lot Size	0.254 acres (11,096 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Feb 2024)
Tax Bill	$643 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Jun 2023 Sale
Flood Zone	Zone X (moderate risk)
APN	`40-23-35-128-026`

Property Details

APN / Parcel Number

Primary APN	`40-23-35-128-026`
Alternative APNs	`0087155-000000-0` `10004625096`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	708 sqft Living Area
Gross Area	940 sqft
Flooring	Plywood
Interior Walls	Plaster

Exterior

Year Built	Built 1956
Architectural Style	Other
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Material	Wood Shingle
Lot Area	11,096 sqft (0.254 acres)
Lot Dimensions	146 ft deep x 76 ft wide
Garage Type	Carport
Carport	Carport
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	40 sqft
Patio Area	384 sqft
Shed	1 Shed
Shed Area	100 sqft
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10004625096
Old Parcel Number	00871550000000
Street Address	1313 PERSAY DR
City	PUNTA GORDA
State	FL
Zip	33982-1660
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF5
Legal Description	LDU 000 0000 0041 LINDUE LT 41 277/471 445/210 447/387 485/298 576/892 702/70 946/1680 961-723 1316/442 (DI
Legal Range	23E
Legal Township	40S
Legal Section	35
Legal Subdivision	LINDUE
Legal Lot Number	41
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	4
Census Block	4027
Census Tract	10200

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1313 PERSAY DR, PUNTA GORDA, FL 33982-1660
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2024	Warranty Deed, Transfer · FHA Mortgage PRIMIS MORTGAGE CO
Jun 12, 2023	Warranty Deed, Transfer NOT AVAILABLE, CHARLOTTE TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2024 · Amount on Record
Deed Sale	Feb 2, 2024 · Amount on Record
Prior Sale	Jun 12, 2023 · Amount on Record
Deed Document Number	3365363
Record Updated	Jun 8, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Feb 2, 2024
Property Address	1313 PERSAY DR, PUNTA GORDA, FL 33982-1660
Document Number	0003365363
Map Reference	MB 2 PG 81
Instrument Date	Feb 1, 2024
Instrument	3365363
Transaction Type	Transfer
Record Updated	Feb 19, 2024
Title Company	SUNCOAST ONE TITLE AND CLOSINGS, SUNCOAST ONE TTL & CLOSINGS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,470.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7810 SAINT CHARLES ST, FLATONIA, TX 78941-5598

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5249 GRASSLAND TER, PORT CHARLOTTE, FL 33981-4920

Mortgage

Document Number	0003365364
Date	Feb 2, 2024
Instrument	3365364

Lender

Name	PRIMIS MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jun 12, 2023
Property Address	1313 PERSAY DR, PUNTA GORDA, FL 33982-1660
Document Number	0003277333
Map Reference	MB 2 PG 81
Instrument Date	Jun 5, 2023
Instrument	3277333
Transaction Type	Transfer
Record Updated	Jun 26, 2023
Title Company	NOT AVAILABLE, CHARLOTTE TITLE INC

Transaction

Amount	Amount Recorded
Tax	$980.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	491 LANCE AVE, HOT SPRINGS, NC 28743-7790

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1313 PERSAY DR, PUNTA GORDA, FL 33982-1660

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$643.00 (-35.05%) Homeowner's exemption	$102,701 (+634%)	$69,043 (+34.75%) Land $17,389 Building $51,654
2023	$990.00 (+7.84%) Homeowner's exemption Widower's exemption	$13,992 (-10.48%)	$51,238 (-47.28%) Land $18,179 Building $33,059
2022	$918.00 Homeowner's exemption Widower's exemption	$15,630	$97,193 Land $12,093 Building $85,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	69 units insured incl. 30 condo units
Nearby Flood Claims	6 (2010–2022)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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