Berrien County property record for 1405 Lewis Ave, Saint Joseph, MI 49085
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,675 sqft · built 1948 |
| Lot Size | 0.182 acres (7,928 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,312 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 76-6840-0012-00-0 |
| Primary APN | 76-6840-0012-00-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,675 sqft Living Area |
| 1st Floor Area | 957 sqft |
| Basement Area | 957 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Lot Area | 7,928 sqft (0.182 acres) |
| Lot Dimensions | 132 ft deep x 60 ft wide |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1405 LEWIS AVE |
|---|---|
| City | SAINT JOSEPH |
| State | MI |
| Zip | 49085-1742 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 - A |
| Legal Description | LOT 12 RIVER RIDGE ADD TO CITY OF ST JOSEPH |
| Legal Subdivision | RIDGE ADD |
| Legal Lot Number | 12 |
| Legal Unit | 12 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | ST. JOSEPH |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 1000 |
Source: Berrien County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1405 LEWIS AVE, SAINT JOSEPH, MI 49085-1742 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Borrower in Default |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 14, 2003 |
| Deed Sale | Jul 14, 2003 |
| Prior Sale | Mar 15, 1996 · Amount on Record |
| Deed Book / Page | 2405 / 1353 |
| Last Transfer Date | Jan 8, 2009 |
| Transfer Doc | 02869/1754 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 1405 LEWIS AVE, SAINT JOSEPH, MI 49085-1742 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2024 |
| Name | Verified Name |
|---|
| Document Number | 03423/3040 |
|---|---|
| Date | Apr 2, 2024 |
| Book Page | 3423/3040 |
| Instrument | 2024403067 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 25, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $151,800 (+1.27%) | $303,600 (+1.27%) | |
| 2025 | $4,312.00 (+7.45%) Homeowner's exemption | $149,900 (+45.53%) | $299,800 (+45.53%) |
| 2024 | $4,013.00 (+9.26%) | ||
| 2023 | $103,000 | $206,000 | |
| 2022 | $3,673.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST JOSEPH serves 7,930 people · EPA ID MI0006310 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Mercury Fiber.
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