1404 Lewis Ave, Saint Joseph, MI 49085 Property Records

Berrien County property record for 1404 Lewis Ave, Saint Joseph, MI 49085

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,369 sqft · built 1951
Lot Size	0.269 acres (11,718 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Jun 2024)
Tax Bill	$5,166 (2025)
Deeds & Mortgages	Apr 2021 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`76-6840-0007-00-6`

Property Details

APN / Parcel Number

Primary APN	`76-6840-0007-00-6`
Alternative APN	`11-76-6840-0007-00-6`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,369 sqft Living Area
1st Floor Area	1,369 sqft
Basement Area	1,369 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Lot Area	11,718 sqft (0.269 acres)
Lot Dimensions	130 ft deep x 90 ft wide
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1404 LEWIS AVE
City	SAINT JOSEPH
State	MI
Zip	49085-1743
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 - A
Legal Description	LOT 7 & W1/2 OF LOT 8, RIVER RIDGE ADD TO CITY OF ST JOSEPH
Legal Subdivision	RIDGE ADD
Legal Lot Number	7-8
Legal Unit	7,8
Jurisdiction	BERRIEN MI
Township / Civil Division	ST. JOSEPH
Census Block Group	1
Census Block	1007
Census Tract	1000

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1404 LEWIS AVE, SAINT JOSEPH, MI 49085-1743
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage OAK MORTGAGE LLC
May 10, 2019	Warranty Deed, Transfer · Conventional Mortgage CHEMICAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2024 · Amount on Record
Deed Sale	Jun 27, 2024 · Amount on Record
Prior Sale	May 10, 2019 · Amount on Record
Deed Document Number	2024408652
Deed Book / Page	3428 / 4107
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	1404 LEWIS AVE, SAINT JOSEPH, MI 49085-1743
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003321/850
Date	Apr 5, 2021
Book Page	3321/850

Lender

Name	OAK MORTGAGE LLC
Type	Mortgage Company
Address	STURGIS, MI 49091

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	May 10, 2019
Property Address	1404 LEWIS AVE, SAINT JOSEPH, MI 49085-1743
Document Number	03236/3228
Book / Page	3236 / 3228
Map Reference	MB 11 PG 26
Instrument Date	Apr 19, 2019
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,462.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	799 E 1700 NORTH RD, MONTICELLO, IL 61856-8109

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1404 LEWIS AVE, SAINT JOSEPH, MI 49085-1743

Mortgage

Document Number	0032363230
Date	May 10, 2019
Instrument	3236/3230

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	St. Joseph City
Unified School District	St. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$161,700 (+7.73%)	$323,400 (+7.73%)
2025	$5,166.00 (+2.44%) Homeowner's exemption	$150,100 (+26.13%)	$300,200 (+26.13%)
2024	$5,043.00 (+9.27%)
2023		$119,000	$238,000
2022	$4,615.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST JOSEPH serves 7,930 people · EPA ID MI0006310
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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