Chilton County property record for 1405 Lay Dam Rd, Clanton, AL 35045
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,536 sqft · built 1900 |
| Lot Size | 0.74 acres (32,400 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $209,900 (Jul 2025) |
| Tax Bill | $661 (2025) |
| Deeds & Mortgages | Jul 2025 Sale & Mortgage Sep 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1107251000012000 |
| Primary APN | 1107251000012000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,536 sqft Adjusted Area |
| 1st Floor Area | 1,536 sqft |
| Basement Area | 264 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 32,400 sqft (0.74 acres) |
| Lot Dimensions | 162 ft deep x 200 ft wide |
| Porch | Slab |
| Porch Area | 442 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 10321 |
|---|---|
| Street Address | 1405 LAY DAM RD |
| City | CLANTON |
| State | AL |
| Zip | 35045-2026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 OF HAROLD SMYER S/D LESS W 40 MB 3/75 25-22-14 |
| Legal Range | 14 |
| Legal Township | 22 |
| Legal Section | 25 |
| Legal Subdivision | SMYER HAROLD ADDITION |
| Legal Lot Number | 1 |
| Jurisdiction | CHILTON AL |
| Township / Civil Division | CLANTON |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 60103 |
Source: Chilton County records, as of March 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1405 LAY DAM RD, CLANTON, AL 35045-2026 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 14, 2025 | Warranty Deed, Transfer · USDA Mortgage HAMILTON MORTGAGE CORP |
| Sep 27, 2022 | Warranty Deed, Transfer · FHA Mortgage HAMILTON MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 14, 2025 · Amount on Record |
| Deed Sale | Jul 14, 2025 · Amount on Record |
| Prior Sale | Sep 27, 2022 · Amount on Record |
| Deed Document Number | 2025268675 |
| Deed Book / Page | 2025 / 268675 |
| Prior Transfer Date | Jul 3, 2025 |
| Prior Transfer Doc | R2025/268777 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHILTON AL |
| Recording Date | Jul 14, 2025 |
| Property Address | 1405 LAY DAM RD, CLANTON, AL 35045-2026 |
| Document Number | R2025/268675 |
| Book / Page | R2025 / 268675 |
| Map Reference | MB 3 PG 75 |
| Instrument Date | Apr 21, 2025 |
| Instrument | 268675 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1405 LAY DAM RD, CLANTON, AL 35045-2026 |
| Document Number | 0000268676 |
|---|---|
| Date | Jul 14, 2025 |
| Instrument | 268676 |
| Name | HAMILTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | May 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHILTON AL |
| Recording Date | Sep 27, 2022 |
| Property Address | 1405 LAY DAM RD, CLANTON, AL 35045-2026 |
| Document Number | R2022/248815 |
| Book / Page | R2022 / 248815 |
| Map Reference | MB 3 PG 75 |
| Instrument Date | Sep 19, 2022 |
| Instrument | 248815 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1405 LAY DAM RD, CLANTON, AL 35045-2026 |
| Document Number | 0000248817 |
|---|---|
| Date | Sep 27, 2022 |
| Instrument | 248817 |
| Name | HAMILTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
Source: Chilton County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Chilton County |
| Municipality | Clanton City |
| Unified School District | Chilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $661.00 (+1.69%) | $34,220 (+1.54%) Land $6,000 Building $28,220 | $171,100 (+1.54%) Land $30,000 Building $141,100 |
| 2024 | $650.00 | $33,700 (-) Land $6,000 Building $27,700 | |
| 2023 | $650.00 (-36.71%) | $33,700 (+38.46%) Land $6,000 Building $27,700 | $168,500 (+38.46%) Land $30,000 Building $138,500 |
| 2022 | $1,027.00 | $24,340 Land $6,600 Building $17,740 | $121,700 Land $33,000 Building $88,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 52% of Alabama |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CLANTON, THE WW & SB OF THE serves 13,500 people · EPA ID AL0000213 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Central Access Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures