1304 Lay Dam Rd, Clanton, AL 35045 Property Records

Chilton County property record for 1304 Lay Dam Rd, Clanton, AL 35045

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,678 sqft · built 1961
Lot Size1.9 acres (82,764 sqft)
OwnerIndividual Name on Record
Last Sale$330,000 (Jun 2022)
Tax Bill$1,370 (2025)
Deeds & MortgagesOct 2025 Line of Credit
Jun 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1107251000039000

Property Details

APN / Parcel Number

Primary APN1107251000039000
Alternative APNs
  • 10349
  • 94443

Interior

Full Baths3.5 Baths
Half Baths3 Half Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,678 sqft Adjusted Area
1st Floor Area2,678 sqft
Basement Area1,488 sqft
Finished Basement1,488 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area82,764 sqft (1.9 acres)
PorchSlab
Porch Area681 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number10349
Street Address1304 LAY DAM RD
CityCLANTON
StateAL
Zip35045-2025
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM PT N/L SW/4-NE/4 & E/BDY/L ROW CLANTON-LAY DAM RD TH S A
Legal Range14
Legal Township22
Legal Section25
JurisdictionCHILTON AL
Township / Civil DivisionCLANTON
Census Block Group1
Census Block1000
Census Tract60104

Owner

Source: Chilton County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1304 LAY DAM RD, CLANTON, AL 35045-2025
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 21, 2025Deed of Trust, Mortgage · Line of Credit
GUARDIAN CU
Jun 8, 2022Warranty Deed, Transfer · FHA Mortgage
TJC MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 8, 2022 · Amount on Record
Deed SaleJun 8, 2022 · Amount on Record
Deed Document Number2022246525
Prior Transfer DateNov 1, 2010
Prior Transfer DocR2010/160201
Record UpdatedJun 8, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHILTON AL
Property Address1304 LAY DAM RD, CLANTON, AL 35045-2025
Transaction TypeMortgage
Record UpdatedNov 19, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberR2025/270826
DateOct 21, 2025
Book PageR2025/270826
Instrument270826
Lender
NameGUARDIAN CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term176 Months
DueJun 1, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHILTON AL
Recording DateJun 8, 2022
Property Address1304 LAY DAM RD, CLANTON, AL 35045-2025
Document NumberR2022/246525
Book / PageR2022 / 246525
Instrument DateMay 26, 2022
Instrument246525
Transaction TypeTransfer
Record UpdatedJul 19, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1824 COUNTY ROAD 256, 1824, CLANTON, AL 35046-5300

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2518 COUNTY ROAD 256, CLANTON, AL 35046

Mortgage

Document Number0000246526
DateJun 8, 2022
Instrument246526
Lender
NameTJC MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2052

Tax Assessment & Valuation

Source: Chilton County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyChilton County
MunicipalityClanton City
Unified School DistrictChilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,370.00 (-6.74%)$61,520 (-15.4%) Land $10,000 Building $51,520$307,600 (-15.4%) Land $50,000 Building $257,600
2024$1,469.00 (+3.6%)$72,720 (+3.44%) Land $10,000 Building $62,720
2023$1,418.00 (+38.21%)$70,300 (+110.54%) Land $10,000 Building $60,300$363,600 (+8.89%) Land $50,000 Building $313,600
2022$1,026.00$33,390 Land $5,350 Building $28,040$333,900 Land $53,500 Building $280,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 52% of Alabama
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Central Access
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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