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  5. E Vernon Ave
  6. 1405 E Vernon Ave

1405 E Vernon Ave, Apt 14, Normal, IL 61761 Property Records

McLean County property record for 1405 E Vernon Ave, Apt 14, Normal, IL 61761

Property Summary

Property TypeSingle Family Home
Details2 bd · 878 sqft · built 1977
Lot Size1 acres (43,560 sqft)
OwnerCompany Name on File
Last Sale$140,000 (Mar 2025)
Tax Bill$1,936 (2024)
Deeds & MortgagesFeb 2019 Mortgage
Feb 2019 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN14-35-108-014

Property Details

APN / Parcel Number

Primary APN14-35-108-014

Interior

Bedrooms2 Beds
Total Rooms5 Rooms
Units64 Units
Stories2 Stories
Building Area878 sqft Living Area
1st Floor Area439 sqft
Basement Area439 sqft

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleCondo/Apartment
Exterior MaterialBrick
Lot Area43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1405 E VERNON AVE, 14
CityNORMAL
StateIL
Zip61761-4079
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVERNON KROSSING CONDO LOT 48 BROOKWOOD EAST UNIT 14 & 2.8 % COMMON ELEMENTS
Legal Range02E
Legal Township24N
Legal Section35
Legal SubdivisionVERNON KROSSING CONDO
Legal Lot Number48
JurisdictionMCLEAN IL
Township / Civil DivisionNORMAL
Census Block Group2
Census Block2012
Census Tract502

Owner

Source: McLean County records · APN 14-35-108-014

Assessment roll updated April 8, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address542 COUNTY ROAD 2550 N, MAHOMET, IL 61853-9716
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Feb 26, 2019Deed of Trust, Mortgage · Commercial Mortgage
CITIZENS EQUITY FIRST CU
Feb 26, 2019Deed of Trust, Mortgage · Commercial Mortgage
CITIZENS EQUITY FIRST CU
May 22, 2019Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 17, 2025 · Amount on Record
Deed SaleMar 17, 2025 · Amount on Record
Prior SaleMay 22, 2019 · Amount on Record
Deed Document Number20253345
Record UpdatedSep 20, 2026

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address1405 E VERNON AVE APT 14, 14, NORMAL, IL 61761-4079
Transaction TypeMortgage
Record UpdatedAug 05, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201900002715
DateFeb 26, 2019
Instrument2019-00002715
Lender
NameCITIZENS EQUITY FIRST CU
TypeCredit Union
AddressPEORIA, IL 61615
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term119 Months
DueJan 01, 2029
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly
Index3-Month LIBOR
Max Rate5.24%

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address1405 E VERNON AVE APT 14, 14, NORMAL, IL 61761-4079
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201900002715
DateFeb 26, 2019
Instrument2019-00002715
Lender
NameCITIZENS EQUITY FIRST CU
TypeCredit Union
AddressPEORIA, IL 61615
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term119 Months
DueJan 01, 2029
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly
Index3-Month LIBOR
Max Rate5.24%

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateMay 22, 2019
Property Address1405 E VERNON AVE APT 14, 14, NORMAL, IL 61761-4079
Document Number201900007722
Map ReferenceDOC 1976-00004091
Instrument DateMay 20, 2019
Instrument2019-00007722
Transaction TypeTransfer
Record UpdatedAug 05, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$101.25
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1405 E VERNON AVE APT 14, 14, NORMAL, IL 61761-4079

Mortgage

Document Number201900007723
DateMay 22, 2019
Instrument2019-00007723
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2049
Interest
Rate TypeFixed Rate
Rate5.25%

Mortgage

Document Number201900007724
DateMay 22, 2019
Instrument2019-00007724
Lender
NameILLINOIS HOUSING DEVELOPMENT AUTHORITY
TypeGovernment Agency
AddressCHICAGO, IL 60601
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcLean County
County SubdivisionNormal Township
MunicipalityNormal Town
Unified School DistrictMcLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$33,676 (+26%) Land $3,203 Building $30,473$101,028 (+26%) Land $9,609 Building $91,419
2024$1,936.00 (+9.19%)
2023$1,773.00$26,726 Land $2,628 Building $24,098$80,178 Land $7,884 Building $72,294

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 27, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (1983)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 1983 · tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Metronet Holdings
Fiber		5,120 / 5,120
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: Benton Ridge Telephone Company, Pavlov Media.

Based on FCC filings for 342 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNORMAL
serves 52,736 people
Water SourceGroundwater
Last State InspectionAug 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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