1405 E Vernon Ave, Apt 13, Normal, IL 61761 Property Records

McLean County property record for 1405 E Vernon Ave, Apt 13, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	2 bd · 1,040 sqft · built 1977
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$130,000 (Dec 2023)
Tax Bill	$2,085 (2024)
Deeds & Mortgages	Dec 2023 Sale Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`14-35-108-013`

Property Details

APN / Parcel Number

Primary APN	`14-35-108-013`

Interior

Bedrooms	2 Beds
Total Rooms	5 Rooms
Units	64 Units
Stories	2 Stories
Building Area	1,040 sqft Living Area
1st Floor Area	520 sqft
Basement Area	520 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Condo/Apartment
Exterior Material	Brick
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1405 E VERNON AVE, 13
City	NORMAL
State	IL
Zip	61761-4079
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VERNON KROSSING CONDO LOT 48 BROODWOOD EAST UNIT 13 & 3.0% COMMON ELEMENTS
Legal Range	02E
Legal Township	24N
Legal Section	35
Legal Subdivision	VERNON KROSSING CONDO
Legal Lot Number	48
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	2
Census Block	2012
Census Tract	502

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1405 E VERNON AVE, 13, NORMAL, IL 61761-4079
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2023	Warranty Deed, Transfer ALLIANCE LAND TITLE
Mar 29, 2021	Warranty Deed, Transfer · Conventional Mortgage KEY MORTGAGE SERVICES INC
Mar 1, 2019	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2023 · Amount on Record
Deed Sale	Dec 7, 2023 · Amount on Record
Prior Sale	Mar 29, 2021 · Amount on Record
Deed Document Number	202316738
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Dec 7, 2023
Property Address	1405 E VERNON AVE APT 13, 13, NORMAL, IL 61761-4079
Document Number	202300016738
Map Reference	DOC 76-11757
Instrument Date	Dec 1, 2023
Instrument	2023-00016738
Transaction Type	Transfer
Record Updated	Dec 15, 2023
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount Recorded
Tax	$130.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1405 E VERNON AVE APT 13, 13, NORMAL, IL 61761-4079

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Mar 29, 2021
Property Address	1405 E VERNON AVE APT 13, 13, NORMAL, IL 61761-4079
Document Number	202100007330
Map Reference	DOC 76-11757
Instrument Date	Mar 12, 2021
Instrument	2021-00007330
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	NOT AVAILABLE, FTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1405 E VERNON AVE APT 13, 13, NORMAL, IL 61761-4079

Mortgage

Document Number	202100007331
Date	Mar 29, 2021
Instrument	2021-00007331

Lender

Name	KEY MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.37%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1405 E VERNON AVE APT 13, 13, NORMAL, IL 61761-4079
Transaction Type	Mortgage
Record Updated	Mar 14, 2019
Title Company	FRONTIER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900002971
Date	Mar 1, 2019
Instrument	2019-00002971

Lender

Name	FIRST STATE BANK
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Feb 21, 2024

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$34,586 (+21.89%) Land $3,364 Building $31,222	$103,758 (+21.89%) Land $10,092 Building $93,666
2024	$2,085.00 (+8.88%)
2023	$1,915.00 (+8.62%)	$28,375 (+10.69%) Land $2,760 Building $25,615	$85,125 (+10.69%) Land $8,280 Building $76,845
2022	$1,763.00	$25,634 Land $2,493 Building $23,141	$76,902 Land $7,479 Building $69,423

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Pavlov Media, Watch TV.

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