1405 E Florida Ave, Urbana, IL 61801 Property Records

Champaign County property record for 1405 E Florida Ave, Urbana, IL 61801

Property Summary

Property Type	Commercial
Lot Size	0.59 acres (25,700 sqft)
Owner	Company Name on Record
Tax Bill	$23,086 (2024)
Deeds & Mortgages	Aug 2023 Line of Credit Jul 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`93-21-21-126-046`

Property Details

APN / Parcel Number

Primary APN	`93-21-21-126-046`

Interior

Units	3 Units

Exterior

Lot Area	25,700 sqft (0.59 acres)

Location & Zoning

Street Address	1405 E FLORIDA AVE
City	URBANA
State	IL
Zip	61801-6011
Property Category	Commercial
Property Type	Commercial > Retail
Legal Range	09E
Legal Township	19N
Legal Section	21
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CUNNINGHAM
Census Block Group	1
Census Block	1000
Census Tract	5701

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3751 WABASH AVE, SPRINGFIELD, IL 62711-6261
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2023	Deed of Trust, Mortgage · Line of Credit PRAIRIE BANK & TRUST CO
Jul 7, 2023	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 6, 2002
Transfer Doc	0000009149
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1405 E FLORIDA AVE, URBANA, IL 61801-6011
Transaction Type	Mortgage
Record Updated	Sep 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 W CURTIS RD, SAVOY, IL 61874-9812

Mortgage

Document Number	0000012253
Date	Aug 25, 2023
Instrument	2023R12253

Lender

Name	PRAIRIE BANK & TRUST CO
Type	Bank
Address	SAVOY, IL 61874

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Aug 18, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jul 7, 2023
Property Address	1405 E FLORIDA AVE, URBANA, IL 61801-6011
Document Number	0000009149
Instrument Date	Jan 31, 2017
Instrument	2023R09149
Transaction Type	Transfer
Record Updated	Aug 23, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Cunningham Township
Municipality	Urbana City
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$236,810 (+25.92%) Land $85,060 Building $151,750	$710,430 (+25.92%) Land $255,180 Building $455,250
2024	$23,086.00 (+13.42%)
2022	$20,355.00	$188,060 Land $67,550 Building $120,510	$564,180 Land $202,650 Building $361,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Pavlov Media.

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