Bay County property record for 1405 E 7th St, Apt B, Panama City, FL 32401
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,008 sqft · built 1992 |
| Lot Size | 0.107 acres (4,661 sqft) |
| Owner | Individual Name on File |
| Last Sale | $65,000 (Dec 2014) |
| Tax Bill | $452 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 22124-010-000 |
| Primary APN | 22124-010-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,008 sqft Heated Area |
| Gross Area | 1,096 sqft |
| 1st Floor Area | 624 sqft |
| 2nd Floor Area | 384 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 4,661 sqft (0.107 acres) |
| Lot Dimensions | 120 ft deep x 39 ft wide |
| Driveway | Driveway |
| Driveway Area | 800 sqft |
| Porch | Porch |
| Porch Area | 52 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1405 E 7TH ST APT B, B |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-4267 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OLD ORCHARD BEG AT NE COR OF LOT 6 BLK D TH S 38.30', W 66.27' W 53.74' |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 10 |
| Legal Subdivision | OLD ORCHARD |
| Legal Block | D |
| Legal Lot Number | 6 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 2 |
| Census Block | 2047 |
| Census Tract | 1700 |
1405 E 7th St, Apt B is owned and occupied by an individual who bought it in December 2014.
Source: Bay County records, as of January 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1405 E 7TH ST APT B, B, PANAMA CITY, FL 32401-4267 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 2, 2014 · Amount on File |
| Deed Sale | Dec 2, 2014 · Amount on File |
| Deed Document Number | 2014063203 |
| Deed Book / Page | 3658 / 1840 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 1405 E 7th St, Apt B was $452 with a homeowner's exemption.
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $452.00 Homeowner's exemption | $60,765 | $70,164 Land $11,026 Building $59,138 |
| 2023 | $633.00 (-8.39%) Homeowner's exemption | $57,332 (+3%) | $61,279 (+9.06%) Land $9,430 Building $51,849 |
| 2022 | $691.00 Homeowner's exemption | $55,662 | $56,187 Land $8,342 Building $47,845 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1405 E 7th St, Apt B in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 4 (1983–2018) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1405 E 7th St, Apt B has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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