1201 E 7th St, Panama City, FL 32401 Property Records

Bay County property record for 1201 E 7th St, Panama City, FL 32401

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 528 sqft · built 1950
Lot Size0.214 acres (9,321 sqft)
OwnerCompany Name on Record
Tax Bill$713 (2025)
Flood ZoneZone X (minimal risk)
APN16642-010-000

Property Details

APN / Parcel Number

Primary APN16642-010-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area528 sqft Living Area
1st Floor Area528 sqft
FlooringVinyl/Resilient
Interior WallsPlywood

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1970
Exterior MaterialOther
Roof TypeGable/Hip
Roof MaterialOther
Lot Area9,321 sqft (0.214 acres)
Lot Dimensions110 ft deep x 85 ft wide
PorchSlab
Porch Area204 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1201 E 7TH ST
CityPANAMA CITY
StateFL
Zip32401-4227
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRLD1
Legal Description4 4S 14W -182.1- 69A BEG 230 W OF SE COR OF SEC TH W 85 N 110 E 85 S 110 TO POB ORB 3234 P 764
Legal Range14W
Legal Township04S
Legal Section04
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group2
Census Block2023
Census Tract1700

Owner

Source: Bay County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 607, CHIPLEY, FL 32428-0607
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateApr 23, 2010
Transfer Doc0032340764
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$713.00 (-25.81%)$42,152 (-4.04%)$51,091 (+16.31%) Land $22,998 Building $28,093
2024$961.00 (+14.54%)
2023$839.00 (+12.77%)$43,926 (+11.43%) Land $19,669 Building $24,257$43,926 (+11.43%) Land $19,669 Building $24,257
2022$744.00$39,419 Land $17,399 Building $22,020$39,419 Land $17,399 Building $22,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims4 (1983–2018)
Claims Outside the SFHA4 of 4
Most Recent ClaimOct 2018 · Hurricane Michael

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPANAMA CITY WATER SYSTEM
serves 34,345 people · EPA ID FL1030517
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionFeb 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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