1340 Debra Dr, Ashtabula, OH 44004 Property Records

Ashtabula County property record for 1340 Debra Dr, Ashtabula, OH 44004

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,164 sqft · built 1977
Lot Size	0.59 acres (25,700 sqft)
Owner	Individual Name on Record
Last Sale	$84,500 (Jun 1995)
Tax Bill	$4,670 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`42-023-00-010-00`

Property Details

APN / Parcel Number

Primary APN	`42-023-00-010-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,164 sqft Living Area
Gross Area	1,840 sqft
1st Floor Area	1,008 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1980
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	25,700 sqft (0.59 acres)
Terrain	Low
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	288 sqft
Patio Area	288 sqft
Balcony Area	156 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1340 DEBRA DR
City	ASHTABULA
State	OH
Zip	44004-9347
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10 CHAPEL HILLS
Legal Subdivision	CHAPEL HILLS
Legal Lot Number	10
Jurisdiction	ASHTABULA OH
Township / Civil Division	PLYMOUTH
Census Block Group	4
Census Block	4060
Census Tract	704

Owner

Source: Ashtabula County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1340 DEBRA DR, ASHTABULA, OH 44004-9347
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2023	Deed of Trust, Mortgage · Line of Credit FIRST COMMONWEALTH BANK
Jul 24, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST COMMONWEALTH BANK
Apr 20, 2021	Deed of Trust, Mortgage FIRST COMMONWEALTH BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 1995 · Amount on Record
Deed Sale	Jun 9, 1995 · Amount on Record
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	1340 DEBRA DR, ASHTABULA, OH 44004-9347
Transaction Type	Mortgage
Record Updated	Feb 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1340 DEBRA DR, ASHTABULA, OH 44004-9347

Mortgage

Document Number	0000010964
Date	Dec 4, 2023
Book Page	809/356
Instrument	2023-00010964

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank
Address	4200 PARK AVE, ASHTABULA, OH 44004

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 4, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	1340 DEBRA DR, ASHTABULA, OH 44004-9347
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007261
Date	Jul 24, 2018
Book Page	664/0455
Instrument	201800007261

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank
Address	ASHTABULA, OH 44004

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 13, 2033

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	1340 DEBRA DR, ASHTABULA, OH 44004-9347
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1340 DEBRA DR, ASHTABULA, OH 44004-9347

Mortgage

Document Number	0000004731
Date	Apr 20, 2021
Book Page	736/2558
Instrument	202100004731

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank
Address	ASHTABULA, OH 44004

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Apr 15, 2036

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Plymouth Township
Unified School District	Ashtabula Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,670.00 (+107.19%)	$56,990 (-) Land $12,220 Building $44,770	$162,800 (-) Land $34,900 Building $127,900
2023	$2,254.00 (+7.59%) Homeowner's exemption	$56,990 (+22.06%) Land $12,220 Building $44,770	$162,800 (+22.04%) Land $34,900 Building $127,900
2022	$2,095.00 Homeowner's exemption	$46,690 Land $9,380 Building $37,310
2020			$133,400 Land $26,800 Building $106,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2006–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Windstream DSL	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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