1405 Clay St, Chillicothe, MO 64601 Property Records

Livingston County property record for 1405 Clay St, Chillicothe, MO 64601

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,107 sqft · built 1947
Lot Size	0.179 acres (7,797 sqft)
Owner	Individual Name on File
Last Sale	$81,800 (Jan 2021)
Tax Bill	$877 (2025)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-07.00-35-4-14-24.00`

Property Details

APN / Parcel Number

Primary APN	`06-07.00-35-4-14-24.00`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,107 sqft Living Area
Basement Area	1,107 sqft
Finished Basement	1,107 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,797 sqft (0.179 acres)
Lot Dimensions	130 ft deep x 60 ft wide
Porch	Slab
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1405 CLAY ST
City	CHILLICOTHE
State	MO
Zip	64601-2026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 35 TOWNSHIP 58 RANGE 24 LEGAL BEG 60 W OF THE SE COR BLK 14 W 60 N 112 E 60 S 112
Legal Range	24
Legal Township	58
Legal Section	35
Legal Block	14
Jurisdiction	LIVINGSTON MO
Township / Civil Division	CHILLICOTHE
Census Block Group	2
Census Block	2017
Census Tract	480400

Owner

1405 Clay St is owned and occupied by an individual who bought it in January 2021.

Source: Livingston County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1405 CLAY ST, CHILLICOTHE, MO 64601-2026
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2021 · Amount on File
Deed Sale	Jan 29, 2021 · Amount on File
Prior Sale	Feb 14, 2014 · Amount on File
Deed Document Number	20212525
Deed Book / Page	717 / 404
Prior Transfer Date	Jan 25, 2021
Prior Transfer Doc	000717/404
Record Updated	Jun 8, 2026

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LIVINGSTON MO
Recording Date	Jan 29, 2021
Property Address	1405 CLAY ST, CHILLICOTHE, MO 64601-2026
Document Number	000717/404
Book / Page	717 / 404
Instrument Date	Jan 25, 2021
Instrument	20212525
Transaction Type	Transfer
Record Updated	Feb 4, 2022
Title Company	TUTON ABSTRACT AND TITLE COMPANY, STATON ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1405 CLAY ST, CHILLICOTHE, MO 64601-2026

Mortgage

Document Number	0020212526
Date	Jan 29, 2021
Instrument	20212526

Lender

Name	NBH BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 1405 Clay St was $877, up 1.3% from the year before.

Source: Livingston County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Livingston County
County Subdivision	Chillicothe Township
Municipality	Chillicothe City
Unified School District	Chillicothe R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$877.00 (+1.27%)	$12,350 (+3.52%) Land $1,090 Building $11,260	$65,000 Land $5,760 Building $59,240
2024	$866.00	$11,930 (-) Land $1,090 Building $10,840
2023		$11,930 Land $1,090 Building $10,840	$62,800 Land $5,760 Building $57,040

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1405 Clay St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective December 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1993–2019)
Claims Outside the SFHA	4 of 4
Most Recent Claim	May 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms And Flooding, May 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1405 Clay St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHILLICOTHE MUNICIPAL UTILITIES PWS serves 10,187 people · EPA ID MO2010162
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber · Cable	1,000 / 1,000

May also be available: Verizon.

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