1315 Clay St, Chillicothe, MO 64601 Property Records

Livingston County property record for 1315 Clay St, Chillicothe, MO 64601

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,285 sqft · built 1925
Lot Size	0.179 acres (7,797 sqft)
Owner	2 Individual Names on Record
Tax Bill	$482 (2025)
Deeds & Mortgages	Apr 2026 Sale Apr 2015 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-07.00-35-4-15-05.00`

Property Details

APN / Parcel Number

Primary APN	`06-07.00-35-4-15-05.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,285 sqft Living Area
Basement Area	672 sqft
Finished Basement	672 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,797 sqft (0.179 acres)
Lot Dimensions	130 ft deep x 60 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1315 CLAY ST
City	CHILLICOTHE
State	MO
Zip	64601-2107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 35 TOWNSHIP 58 RANGE 24 LEGAL GRAVES WESTERN ADDITION BEG 60E OF SW COR OF BLK 5 N120 E60 S120 W60 TO BEG
Legal Range	24
Legal Township	58
Legal Section	35
Legal Subdivision	GRAVES WESTERN ADD
Legal Block	5
Jurisdiction	LIVINGSTON MO
Township / Civil Division	CHILLICOTHE
Census Block Group	2
Census Block	2018
Census Tract	480400

Owner

Source: Livingston County records, as of May 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18697 HIGHWAY K, CHULA, MO 64635-8111
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Apr 6, 2015	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK & TRUST CO
Aug 7, 2015	Deed of Trust, Mortgage · Conventional Mortgage CHILLICOTHE STATE BANK
Feb 23, 2018	Warranty Deed, Transfer · Line of Credit CHILLICOTHE STATE BANK
Nov 4, 2014	Trustee's Deed, Foreclosure · Line of Credit CHILLICOTHE STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2026
Deed Sale	Apr 13, 2026
Prior Sale	Feb 23, 2018 · Amount on Record
Deed Document Number	2026589
Deed Book / Page	772 / 863
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MO
Recording Date	Apr 13, 2026
Property Address	1315 CLAY ST, CHILLICOTHE, MO 64601-2107
Document Number	0000000589
Book / Page	772 / 863
Instrument Date	Apr 13, 2026
Instrument	2026589
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18697 HIGHWAY K, CHULA, MO 64635-8111
Investor	Possibly a Property Investor

April 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MO
Property Address	1315 CLAY ST, CHILLICOTHE, MO 64601-2107
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020157980
Date	Apr 6, 2015
Instrument	20157980

Lender

Name	CITIZENS BANK & TRUST CO
Type	Bank
Address	CHILLICOTHE, MO 64601

Agreement

Type	Line of Credit
Amount	Amount Recorded

August 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MO
Property Address	1315 CLAY ST, CHILLICOTHE, MO 64601-2107
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000666/659
Date	Aug 7, 2015
Book Page	666/659
Instrument	20158716

Lender

Name	CHILLICOTHE STATE BANK
Address	CHILLICOTHE, MO 64601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Aug 6, 2022

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MO
Recording Date	Feb 23, 2018
Property Address	1315 CLAY ST, CHILLICOTHE, MO 64601-2107
Document Number	000687/920
Book / Page	687 / 920
Instrument Date	Feb 21, 2018
Instrument	20180314
Transaction Type	Transfer
Record Updated	Feb 4, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1706 JENNINGS PL, CHILLICOTHE, MO 64601-1960

Mortgage

Document Number	0020180315
Date	Feb 23, 2018
Instrument	20180315

Lender

Name	CHILLICOTHE STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Feb 21, 2025

November 2014: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LIVINGSTON MO
Recording Date	Nov 4, 2014
Property Address	1315 CLAY ST, CHILLICOTHE, MO 64601-2107
Document Number	000660/816
Book / Page	660 / 816
Instrument Date	Nov 3, 2014
Instrument	20147127
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1315 CLAY ST, CHILLICOTHE, MO 64601-2107

Mortgage

Document Number	0020147128
Date	Nov 4, 2014
Instrument	20147128

Lender

Name	CHILLICOTHE STATE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Nov 10, 2021

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Livingston County
County Subdivision	Chillicothe Township
Municipality	Chillicothe City
Unified School District	Chillicothe R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$482.00 (+1.69%)	$6,790 (+3.82%) Land $1,090 Building $5,700	$35,740 (+3.83%) Land $5,760 Building $29,980
2024	$474.00	$6,540 (-) Land $1,090 Building $5,450
2023		$6,540 Land $1,090 Building $5,450	$34,420 Land $5,760 Building $28,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1993–2019)
Claims Outside the SFHA	4 of 4
Most Recent Claim	May 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms And Flooding, May 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHILLICOTHE MUNICIPAL UTILITIES PWS serves 10,187 people · EPA ID MO2010162
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber · Cable	1,000 / 1,000

May also be available: Green Hills Technologies, T-Mobile, Verizon.

Nearby Properties on Clay St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures