1405 Cherry Ln NW, Wilson, NC 27896 Property Records

Wilson County property record for 1405 Cherry Ln NW, Wilson, NC 27896

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,456 sqft · built 1977
Lot Size	0.361 acres (15,725 sqft)
Owner	2 Individual Names on File
Last Sale	$189,000 (Jun 2018)
Tax Bill	$4,377 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Jan 2024 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`3712-27-0350.000`

Property Details

APN / Parcel Number

Primary APN	`3712-27-0350.000`
Alternative APNs	`3712270350` `1023042`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,456 sqft Heated Area
1st Floor Area	2,456 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2007
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,725 sqft (0.361 acres)
Lot Dimensions	160 ft deep x 100 ft wide
Garage Area	672 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	1405 CHERRY LN NW
City	WILSON
State	NC
Zip	27896-1521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR4
Legal Description	1405 CHERRY LN NW L37S8 FRST HILLS 1.00LT
Legal Subdivision	FOREST HILLS
Jurisdiction	WILSON NC
Township / Civil Division	WILSON
Census Block Group	2
Census Block	2018
Census Tract	501

Owner

1405 Cherry Ln NW is owned and occupied by two individuals who bought it in June 2018.

Source: Wilson County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1405 CHERRY LN NW, WILSON, NC 27896-1521
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Deed of Trust, Mortgage · Line of Credit COASTAL FCU
Jan 22, 2024	Deed of Trust, Mortgage · Line of Credit COASTAL FCU
Sep 18, 2018	Deed of Trust, Mortgage · Line of Credit COASTAL FCU
Aug 20, 2019	Deed of Trust, Mortgage · Line of Credit COASTAL FEDERAL CU
Aug 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Oct 26, 2021	Deed of Trust, Mortgage · Line of Credit UNITED STATES OF AMERICA
Jun 7, 2018	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2018 · Amount on File
Deed Sale	Jun 7, 2018 · Amount on File
Prior Sale	Apr 23, 2013 · Amount on File
Deed Book / Page	2746 / 232
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILSON NC
Property Address	1405 CHERRY LN NW, WILSON, NC 27896-1521
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003165/690
Date	Mar 25, 2026
Book Page	3165/690

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 24, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILSON NC
Property Address	1405 CHERRY LN NW, WILSON, NC 27896-1521
Transaction Type	Mortgage
Record Updated	Jan 31, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003047/630
Date	Jan 22, 2024
Book Page	3047/630

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILSON NC
Property Address	1405 CHERRY LN NW, WILSON, NC 27896-1521
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002757/576
Date	Sep 18, 2018
Book Page	2757/576

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILSON NC
Property Address	1405 CHERRY LN NW, WILSON, NC 27896-1521
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002797/565
Date	Aug 20, 2019
Book Page	2797/565

Lender

Name	COASTAL FEDERAL CU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 19, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILSON NC
Property Address	1405 CHERRY LN NW, WILSON, NC 27896-1521
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002914/938
Date	Aug 20, 2021
Book Page	2914/938

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILSON NC
Property Address	1405 CHERRY LN NW, WILSON, NC 27896-1521
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002928/732
Date	Oct 26, 2021
Book Page	2928/732

Lender

Name	UNITED STATES OF AMERICA
Type	Government Agency
Address	RALEIGH, NC 27609

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILSON NC
Recording Date	Jun 7, 2018
Property Address	1405 CHERRY LN NW, WILSON, NC 27896-1521
Document Number	002746/232
Book / Page	2746 / 232
Map Reference	MB13 PG126
Instrument Date	Jun 6, 2018
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$378.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3905 SABRE LN, 3905, WILSON, NC 27896-8842

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1405 CHERRY LN NW, WILSON, NC 27896-1521

Mortgage

Document Number	0002746234
Date	Jun 7, 2018
Instrument	2746/234

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1405 Cherry Ln NW was $4,377, up 3.1% from the year before.

Source: Wilson County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Wilson County
Municipality	Wilson City
Unified School District	Wilson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$390,790 (-) Land $45,000 Building $345,790	$390,790 (-) Land $45,000 Building $345,790
2025	$4,377.00 (+3.06%)	$390,790 (+3.06%) Land $45,000 Building $345,790	$390,790 (+3.06%) Land $45,000 Building $345,790
2024	$4,247.00	$379,180 Land $45,000 Building $334,180	$379,180 Land $45,000 Building $334,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1405 Cherry Ln NW in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	51 (1999–2024)
Claims Outside the SFHA	15 of 51
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Matthew, Oct 2016 · 7 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1405 Cherry Ln NW is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WILSON serves 50,332 people · EPA ID NC0498010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Greenlight Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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