1401 Cherry Ln NW, Wilson, NC 27896 Property Records

Wilson County property record for 1401 Cherry Ln NW, Wilson, NC 27896

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,389 sqft · built 1976
Lot Size	0.439 acres (19,123 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Feb 2022)
Tax Bill	$3,052 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3712-27-0088.000`

Property Details

APN / Parcel Number

Primary APN	`3712-27-0088.000`
Alternative APNs	`3712270088` `1125729`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,389 sqft Heated Area
1st Floor Area	2,389 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1990
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,123 sqft (0.439 acres)
Lot Dimensions	164 ft deep x 101 ft wide
Garage Type	Carport
Garage Area	322 sqft
Carport	Carport
Carport Area	322 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	1401 CHERRY LN NW
City	WILSON
State	NC
Zip	27896-1521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR4
Legal Description	1401 CHERRY LN NW L35S8 FRST HILLS 1.00LT
Legal Subdivision	FOREST HILLS SUBDIVISION
Jurisdiction	WILSON NC
Township / Civil Division	WILSON
Census Block Group	2
Census Block	2018
Census Tract	501

Owner

1401 Cherry Ln NW is owned and occupied by an individual who bought it in February 2022.

Source: Wilson County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1401 CHERRY LN NW, WILSON, NC 27896-1521
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2022 · Amount on File
Deed Sale	Feb 3, 2022 · Amount on File
Deed Book / Page	2946 / 940
Record Updated	Sep 20, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILSON NC
Recording Date	Feb 3, 2022
Property Address	1401 CHERRY LN NW, WILSON, NC 27896-1521
Document Number	002946/940
Book / Page	2946 / 940
Map Reference	MB 1369 PG 676
Instrument Date	Jan 5, 2022
Transaction Type	Transfer
Record Updated	Sep 1, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1401 CHERRY LN NW, WILSON, NC 27896-1521

Mortgage

Document Number	0002946942
Date	Feb 3, 2022
Instrument	2946-942

Lender

Name	COASTAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1401 Cherry Ln NW was $3,052.

Source: Wilson County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Wilson County
Municipality	Wilson City
Unified School District	Wilson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$272,493 (-) Land $45,000 Building $227,493	$272,493 (-) Land $45,000 Building $227,493
2025	$3,052.00	$272,493 (-) Land $45,000 Building $227,493	$272,493 (-) Land $45,000 Building $227,493
2024		$272,493 Land $45,000 Building $227,493	$272,493 Land $45,000 Building $227,493
2021	$2,001.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1401 Cherry Ln NW in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	51 (1999–2024)
Claims Outside the SFHA	15 of 51
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Matthew, Oct 2016 · 7 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1401 Cherry Ln NW is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WILSON serves 50,332 people · EPA ID NC0498010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Greenlight Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20