1403 Baytowne Ave E, Miramar Beach, FL 32550 Property Records

Walton County property record for 1403 Baytowne Ave E, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,619 sqft · built 2001
Lot Size	0.332 acres (14,505 sqft)
Owner	Individual Name on Record
Last Sale	$759,000 (Jul 2017)
Tax Bill	$6,517 (2024)
Deeds & Mortgages	Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-2S-21-42400-000-1403`

Property Details

APN / Parcel Number

Primary APN	`25-2S-21-42400-000-1403`
Alternative APN	`1048054`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,619 sqft Living Area
Gross Area	3,644 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2001
Exterior Material	Wood
Construction Type	Frame
Roof Type	Cathedral/Clerestory
Roof Material	Concrete Tile
Lot Area	14,505 sqft (0.332 acres)
Lot Dimensions	13.8 ft deep x 10.2 ft wide
Garage Type	Finished
Garage Area	719 sqft
Porch	Porch
Porch Area	306 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1048054
Street Address	1403 BAYTOWNE AVE E
City	MIRAMAR BEACH
State	FL
Zip	32550-4891
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT 1403 BAYTOWNE AVE EAST S/D PH I & INTEREST IN COMMON ELEMENTS AS REC IN PB 8-13 OR 521-188 OR 917-23 OR 1577-262 OR
Legal Range	21W
Legal Township	02S
Legal Section	25
Legal Subdivision	BAYTOWNE AVE EAST S/D PH
Legal Phase	1
Legal Lot Number	1403
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2001
Census Tract	950607

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1403 BAYTOWNE AVE E, MIRAMAR BEACH, FL 32550-4891
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2017 · Amount on Record
Deed Sale	Jul 27, 2017 · Amount on Record
Prior Sale	Sep 10, 2002 · Amount on Record
Deed Document Number	20170024788
Deed Book / Page	3048 / 0468
Record Updated	Jun 8, 2026

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jul 27, 2017
Property Address	1403 BAYTOWNE AVE E, MIRAMAR BEACH, FL 32550-4891
Document Number	0030480468
Book / Page	3048 / 0468
Map Reference	MB8 PG13
Instrument Date	Jul 14, 2017
Instrument	20170024788
Transaction Type	Transfer
Record Updated	Dec 30, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1173 BROOK CT, 1173, MANDEVILLE, LA 70448-7411

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1540 LAKEVIEW RD, LAVONIA, GA 30553-6100

Mortgage

Document Number	0030480470
Date	Jul 27, 2017
Instrument	3048/0470

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Aug 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.12%
Index	1-Year CMT
Max Rate	8.12%

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,186,108 (+10.88%) Land $350,000 Building $836,108	$1,186,108 (+10.88%) Land $350,000 Building $836,108
2024	$6,517.00 (+3.72%)
2023	$6,283.00 (+1.13%) Homeowner's exemption	$1,069,770 (+10.42%) Land $213,194 Building $856,576	$1,069,770 (+10.42%) Land $213,194 Building $856,576
2022	$6,213.00 Homeowner's exemption	$968,805 Land $236,645 Building $732,160	$968,805 Land $236,645 Building $732,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 65 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	271 units insured incl. 206 condo units
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Mediacom Xtream.

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