1405 7th St N, Saint Cloud, MN 56303 Property Records

Stearns County property record for 1405 7th St N, Saint Cloud, MN 56303

Property Summary

Property Type	Apartment House (2-4 Units)
Details	14,292 sqft · built 1974
Owner	Company Name on Record
Last Sale	$760,000 (Jan 2018)
Tax Bill	$14,810 (2024)
Deeds & Mortgages	Jan 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`82-51081-0000`

Property Details

APN / Parcel Number

Primary APN	`82-51081-0000`

Interior

Stories	3 Stories
Building Area	14,292 sqft Living Area

Exterior

Year Built	Built 1974
Exterior Material	Brick
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	82.51081.0000
Street Address	1405 7TH ST N
City	SAINT CLOUD
State	MN
Zip	56303-3358
Property Category	Commercial
Property Type	Residential > Multi-Unit > Apartment House (2-4 Units)
Legal Description	LOTS 1-11-12 & VAC ALLEYS & STREETS OF BLK 9 STEARNS ADD SECTION 11 TOWNSHIP 124 RANGE 028 STEARNS ADD SECTION 11 TOWNSHIP
Legal Range	28
Legal Township	124
Legal Section	11
Legal Subdivision	STEARNS ADD
Legal Block	9
Legal Lot Number	1-12
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1018
Census Tract	801

Owner

Source: Stearns County records, as of November 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1616 W SAINT GERMAIN ST, SAINT CLOUD, MN 56301-4130
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2018 · Amount on Record
Deed Sale	Jan 9, 2018 · Amount on Record
Deed Document Number	A1512739
Record Updated	Jun 8, 2026

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	STEARNS MN
Recording Date	Jan 9, 2018
Property Address	1405 7TH ST N, SAINT CLOUD, MN 56303-3358
Document Number	00A1512739
Instrument Date	Jan 5, 2018
Instrument	A1512739
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2005 HILLCREST DR, SAINT CLOUD, MN 56303-1215

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of February 1, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$896,000 (-0.01%) Land $126,000 Building $770,000	$896,000 (-0.01%) Land $126,000 Building $770,000
2024	$14,810.00 (+23.81%)
2023	$11,962.00	$896,100 Land $126,000 Building $770,100	$896,100 Land $126,000 Building $770,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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