1402 7th St N, Saint Cloud, MN 56303 Property Records

Stearns County property record for 1402 7th St N, Saint Cloud, MN 56303

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 884 sqft · built 1963
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Company Names on Record
Last Sale	$200,000 (Sep 2025)
Tax Bill	$2,950 (2026)
Deeds & Mortgages	May 2026 Sale Dec 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`82-51073-0000`

Property Details

APN / Parcel Number

Primary APN	`82-51073-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	884 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Metal
Roof Material	Asphalt
Lot Area	19,166 sqft (0.44 acres)
Lot Width	144 ft Width
Garage Area	1,416 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	1402 7TH ST N
City	SAINT CLOUD
State	MN
Zip	56303-3310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LOT 1 & E 10' OF LOT 2 & VACATED 14TH AVE N ADJ TO SAID LOT 1 BLK 8 STEARNS ADD SECTION 11 TOWNSHIP 124 RANGE 028 1 BLK 8
Legal Range	28W
Legal Township	124
Legal Section	11
Legal Subdivision	STEARNS ADD
Legal Block	8
Legal Lot Number	1-2
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1027
Census Tract	801

Owner

Source: Stearns County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3661 COUNTY ROAD 8 SE, SAINT CLOUD, MN 56304-9565
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Dec 27, 2021	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2025 · Amount on Record
Deed Sale	Sep 30, 2025 · Amount on Record
Prior Sale	Aug 21, 2013 · Amount on Record
Deed Document Number	20251700516
Last Transfer Date	May 3, 2026
Transfer Doc	0001713162
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	May 15, 2026
Property Address	1402 7TH ST N, SAINT CLOUD, MN 56303-3310
Document Number	0001713162
Instrument Date	May 3, 2026
Instrument	20261713162
Transaction Type	Transfer
Record Updated	Jun 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$166.65
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3661 COUNTY ROAD 8 SE, SAINT CLOUD, MN 56304-9565

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Dec 27, 2021
Property Address	1402 7TH ST N, SAINT CLOUD, MN 56303-3310
Document Number	00A1622682
Instrument Date	Dec 16, 2021
Instrument	A1622682
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3275 RIVIERA RD, SARTELL, MN 56377-9758

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,950.00 (+23.85%)
2025		$198,400 (+8.12%) Land $35,000 Building $163,400	$198,400 (+8.12%) Land $35,000 Building $163,400
2023	$2,382.00	$183,500 Land $35,000 Building $148,500	$183,500 Land $35,000 Building $148,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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