14045 Morningside Rd, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 14045 Morningside Rd, Atascadero, CA 93422

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,997 sqft · built 1998
Lot Size	2.5 acres (108,900 sqft)
Owner	Company Name on File
Tax Bill	$3,861 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`059-141-057`

Property Details

APN / Parcel Number

Primary APN	`059-141-057`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,997 sqft Living Area
1st Floor Area	1,997 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Construction Type	Wood
Lot Area	108,900 sqft
Terrain	Combination
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Street Address	MORNINGSIDE DR
City	RURAL SALINAS RIVER
State	CA
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PM 60/59-61 PAR 1
Legal Subdivision	PARCEL MAP CO 98-0004
Legal Block	4
Legal Lot Number	1
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	4
Census Block	4026
Census Tract	12705

Owner

14045 Morningside Rd is owned by a company that acquired it in November 2021 and is owner-occupied.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	Company Name on File
Mailing Address	14045 MORNINGSIDE RD, ATASCADERO, CA 93422-5911
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CMG MORTGAGE INC
Nov 19, 2021	Intrafamily Transfer, Transfer PLACER TITLE COMPANY
Jan 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Aug 30, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 15, 2021
Transfer Doc	0000077217
Record Updated	Sep 20, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Nov 19, 2021
Property Address	14045 MORNINGSIDE RD, ATASCADERO, CA 93422-5911
Document Number	0000077215
Map Reference	MB 3 PG 150
Instrument Date	Nov 15, 2021
Instrument	2021077215
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	14045 MORNINGSIDE RD, ATASCADERO, CA 93422-5911

Mortgage

Document Number	0000077216
Date	Nov 19, 2021
Instrument	2021077216

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Nov 19, 2021
Property Address	14045 MORNINGSIDE RD, ATASCADERO, CA 93422-5911
Document Number	0000077217
Map Reference	MB 3 PG 150
Instrument Date	Nov 15, 2021
Instrument	2021077217
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14045 MORNINGSIDE RD, ATASCADERO, CA 93422-5911

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	14045 MORNINGSIDE RD, ATASCADERO, CA 93422-5911
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005040
Date	Jan 31, 2017
Instrument	2017005040

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 30, 2017
Property Address	14045 MORNINGSIDE RD, ATASCADERO, CA 93422-5911
Document Number	0000038974
Instrument Date	Jun 30, 2017
Instrument	38974
Transaction Type	Transfer
Record Updated	Sep 21, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	14045 MORNINGSIDE RD ATASCADERO CA 934225911, ATASCADERO, CA 93422-5911

Tax Assessment & Valuation

The 2025 property tax bill for 14045 Morningside Rd was $3,861 with a homeowner's exemption.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Atascadero Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$351,979 (+2%) Land $99,826 Building $252,153
2025	$3,861.00 Homeowner's exemption	$345,078 Land $97,869 Building $247,209
2023	$3,678.00 (+1.29%) Homeowner's exemption	$331,679 Land $94,069 Building $237,610
2022	$3,631.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 14045 Morningside Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14045 Morningside Rd is high, ranking above 81% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 59% of California
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATASCADERO MUTUAL WATER CO private · serves 33,307 people · EPA ID CA4010002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Ranch Wifi, T-Mobile.

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