14095 Morningside Rd, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 14095 Morningside Rd, Atascadero, CA 93422

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,507 sqft · built 2023
Lot Size2.43 acres (105,851 sqft)
Owner2 Individual Names on File
Last Sale$570,000 (Sep 2022)
Tax Bill$15,329 (2025)
Deeds & MortgagesFeb 2024 Line of Credit
Nov 2023 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN059-141-055

Property Details

APN / Parcel Number

Primary APN059-141-055

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area2,507 sqft Living Area
1st Floor Area2,507 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Lot Area105,851 sqft
TerrainCombination

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address14095 MORNINGSIDE RD
CityATASCADERO
StateCA
Zip93422-5911
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionATAS COL BL 99 PTN LT 17
Legal SubdivisionATASCADERO COLONY
Legal Block99
Legal Lot Number17
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionATASCADERO
Census Block Group4
Census Block4026
Census Tract12705

Owner

14095 Morningside Rd is owned and occupied by two individuals who bought it in September 2022.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record2 Individual Names on File
Mailing Address14095 MORNINGSIDE RD, ATASCADERO, CA 93422-5911
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 28, 2024Deed of Trust, Mortgage · Line of Credit
SESLOC FCU
Nov 7, 2023Deed of Trust, Mortgage · Conventional Mortgage
SESLOC FCU
Sep 14, 2022Grant Deed, Construction Loan · Construction Mortgage
SESLOC FCU
Apr 8, 2022Intrafamily Transfer, Transfer
PLACER TITLE COMPANY
Apr 8, 2022Intrafamily Transfer, Transfer
PLACER TITLE COMPANY
Apr 8, 2022Grant Deed, Transfer
PLACER TITLE COMPANY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 14, 2022 · Amount on File
Deed SaleSep 14, 2022 · Amount on File
Prior SaleApr 8, 2022 · Amount on File
Deed Document Number202236727
Prior Transfer DateMar 22, 2022
Prior Transfer Doc0000015566
Record UpdatedOct 29, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address14095 MORNINGSIDE RD, ATASCADERO, CA 93422-5911
Transaction TypeMortgage
Record UpdatedMar 11, 2024
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address14095 MORNINGSIDE RD, ATASCADERO, CA 93422-5911

Mortgage

Document Number0000005067
DateFeb 28, 2024
Instrument2024005067
Lender
NameSESLOC FCU
TypeCredit Union
AddressSAN LUIS OBISPO, CA 93403
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueFeb 27, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address14095 MORNINGSIDE RD, ATASCADERO, CA 93422-5911
Transaction TypeMortgage
Record UpdatedNov 17, 2023
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address14095 MORNINGSIDE RD, ATASCADERO, CA 93422-5911

Mortgage

Document Number0000033659
DateNov 7, 2023
Instrument2023033659
Lender
NameSESLOC FCU
TypeCredit Union
AddressSAN LUIS OBISPO, CA 93401
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2053

September 2022: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateSep 14, 2022
Property Address14095 MORNINGSIDE RD, ATASCADERO, CA 93422-5911
Document Number0000036727
Map ReferenceMB 3 PG 150
Instrument DateJul 14, 2022
Instrument2022036727
Transaction TypeConstruction Loan
Record UpdatedSep 28, 2023
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address12955 VIEJO CAMINO, ATASCADERO, CA 93422-6243

Mortgage

Document Number0000036728
DateSep 14, 2022
Instrument2022036728
Lender
NameSESLOC FCU
TypeCredit Union
Agreement
TypeConstruction Mortgage
AmountAmount on Record

April 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateApr 8, 2022
Property Address14095 MORNINGSIDE RD, ATASCADERO, CA 93422-5911
Document Number0000015565
Map ReferenceMB 3 PG 150
Instrument DateMar 22, 2022
Instrument2022015565
Transaction TypeTransfer
Record UpdatedSep 28, 2023
Title CompanyPLACER TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address610 STORY ST, NIPOMO, CA 93444-9180

April 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateApr 8, 2022
Property Address14095 MORNINGSIDE RD, ATASCADERO, CA 93422-5911
Document Number0000015566
Map ReferenceMB 3 PG 150
Instrument DateMar 22, 2022
Instrument2022015566
Transaction TypeTransfer
Record UpdatedSep 28, 2023
Title CompanyPLACER TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13945 SAN ANTONIO RD, ATASCADERO, CA 93422-6325

April 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateApr 8, 2022
Property Address14095 MORNINGSIDE RD, ATASCADERO, CA 93422-5911
Document Number0000015564
Map ReferenceMB 3 PG 150
Instrument DateMar 21, 2022
Instrument2022015564
Transaction TypeTransfer
Record UpdatedSep 28, 2023
Title CompanyPLACER TITLE COMPANY

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address13945 SAN ANTONIO RD, ATASCADERO, CA 93422-6325

Tax Assessment & Valuation

The 2025 property tax bill for 14095 Morningside Rd was $15,329 with a homeowner's exemption.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictAtascadero Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,376,008 (+2%) Land $656,908 Building $719,100
2025$15,329.00 Homeowner's exemption$1,349,028 Land $644,028 Building $705,000
2023$6,457.00 (+255.95%)$570,000 Land $570,000
2022$1,814.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 14095 Morningside Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2023)
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14095 Morningside Rd is high, ranking above 83% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 83% of the US · above 62% of California
Wildfire Likelihood0.8% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemATASCADERO MUTUAL WATER CO
private · serves 33,307 people · EPA ID CA4010002
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2026)
action level 15 ppb
Copper1.5 mg/L (2018)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Ranch Wifi, Surfnet Communications, Verizon.

Nearby Properties on Morningside Rd

Nearby Streets

Search Property Records by Address or Parcel Number