14043 Joy Dr, Galt, CA 95632 Property Records

Sacramento County property record for 14043 Joy Dr, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,548 sqft · built 1985
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Company Names on Record
Last Sale	$325,000 (Oct 2002)
Tax Bill	$5,869 (2025)
Deeds & Mortgages	Sep 2025 Transfer Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`150-0371-019-0000`

Property Details

APN / Parcel Number

Primary APN	`150-0371-019-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,548 sqft Living Area
1st Floor Area	1,548 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	52,272 sqft
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	14043 JOY DR
City	GALT
State	CA
Zip	95632-2201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	PARCEL MAP, LOT 3
Legal Subdivision	PARCEL MAP
Legal Lot Number	3
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	1
Census Block	1057
Census Tract	9504

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	14043 JOY DR, GALT, CA 95632-2201
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Living Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Intrafamily Transfer, Transfer
Sep 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Nov 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage MCJAB INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2002 · Amount on Record
Deed Sale	Oct 11, 2002 · Amount on Record
Prior Sale	Aug 5, 1999 · Amount on Record
Deed Book / Page	20021011 / 352
Prior Transfer Date	Feb 8, 2002
Prior Transfer Doc	2002000850
Record Updated	Sep 20, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 17, 2025
Property Address	14043 JOY DR, GALT, CA 95632-2201
Document Number	0000000657
Map Reference	MB 55 PG 6
Instrument Date	Aug 20, 2025
Instrument	202509170657
Transaction Type	Transfer
Record Updated	Sep 29, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	14043 JOY DR, GALT, CA 95632-2201

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	14043 JOY DR, GALT, CA 95632-2201
Transaction Type	Mortgage
Record Updated	Sep 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14043 JOY DR, GALT, CA 95632-2201

Mortgage

Document Number	2021090800920
Date	Sep 8, 2021
Instrument	2021090800920

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Sep 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	14043 JOY DR, GALT, CA 95632-2201
Document Number	1911121691
Instrument Date	Nov 4, 2019
Transaction Type	Mortgage
Record Updated	Nov 29, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14043 JOY DR GALT CA 956322201, GALT, CA 95632-2201

Mortgage

Document Number	1911121691
Date	Nov 12, 2019
Instrument	1911121691

Lender

Name	MCJAB INC
Address	CITRUS HEIGHTS, CA 95610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 11, 2049

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$524,707 (+2%) Land $119,651 Building $405,056
2025	$5,869.00 (+5.14%) Homeowner's exemption	$514,419 (+4.04%) Land $117,305 Building $397,114
2024	$5,582.00 (+1.73%)
2023	$5,487.00 (+4.08%) Homeowner's exemption	$494,445 Land $112,750 Building $381,695
2022	$5,272.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 70% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	1,000 / 1,000
Softcom Internet Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Matrix Broadband.

Nearby Properties on Joy Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures