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14031 Joy Dr, Galt, CA 95632 Property Records

Sacramento County property record for 14031 Joy Dr, Galt, CA 95632 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1982
Square Footage2,612 sqft Living Area
Lot Size1 acres
OccupancyOwner Occupied
Last Sale$450,000 (2019)
Tax Bill$5,613.00 (2025)

Property Details

APN / Parcel Number

Primary APN150-0371-017-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area2,612 sqft Living Area
1st Floor2,012 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Construction TypeWood Construction
Roof MaterialComposition Shingle Roof
Lot Area43,560 sqft
Parking Spaces2 Parking Spaces
Garage Area576 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address14031 JOY DR
CityGALT
StateCA
Zip95632-2201
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPARCEL MAP, LOT 1
Legal SubdivisionPARCEL MAP
Legal Lot Number1
JurisdictionSACRAMENTO CA
Minor Civil DivisionGALT
Census Blockgroup1
Census Block1057
Census Tract9504

Owner

Source: Sacramento County records · APN 150-0371-017-0000

Assessment roll updated July 22, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address14031 JOY DR, GALT, CA 95632-2201
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 11, 2026Deed of Trust, Mortgage · Line of Credit
HOMEBRIDGE FINANCIAL SERVICES INC
Dec 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MTG
Jul 30, 2019Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
UNITED WHOLESALE MTG
Aug 12, 2017Deed of Trust, Mortgage · Line of Credit
JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 30, 2019 · Amount on Record
Deed SaleJul 30, 2019 · Amount on Record
Prior SaleOct 09, 2009 · Amount on Record
Deed Book / Page20190730 / 983
Prior Transfer DateNov 05, 2012
Prior Transfer Doc0000001134
Record RefreshedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address14031 JOY DR, GALT, CA 95632-2201
Transaction TypeMortgage
Record UpdatedMay 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address14031 JOY DR, GALT, CA 95632-2201

Mortgage

Document Number0000000556
DateMar 11, 2026
Instrument202603110556
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
AddressISELIN, NJ 08830
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 05, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address14031 JOY DR, GALT, CA 95632-2201
Document Number2012180987
Instrument DateDec 14, 2020
Transaction TypeMortgage
Record UpdatedJan 07, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address14031 JOY DR GALT CA 956322201, GALT, CA 95632-2201

Mortgage

Document Number2012180987
DateDec 18, 2020
Instrument2012180987
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 17, 2035

July 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateJul 30, 2019
Property Address14031 JOY DR, GALT, CA 95632-2201
Document Number1907300983
Instrument DateJul 23, 2019
Instrument1907300983
Transaction TypeTransfer
Record UpdatedAug 13, 2019
Title CompanyPLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$495.00
Amount AccuracyFull Value
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address14031 JOY DR GALT CA 956322201, GALT, CA 95632-2201

Mortgage

Document Number1907300984
DateJul 30, 2019
Instrument1907300984
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueJul 29, 2049

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address14031 JOY DR, GALT, CA 95632-2201
Document Number1708240592
Instrument DateAug 12, 2017
Transaction TypeMortgage
Record UpdatedAug 24, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address14031 JOY DR GALT CA 956322201, GALT, CA 95632-2201

Mortgage

Document Number1708240592
DateAug 24, 2017
Instrument1708240592
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 23, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
MunicipalityGalt City
Elementary School DistrictGalt Joint Union Elementary School District (KG - 08)
Secondary School DistrictGalt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$501,979 (+2%) Land $167,325 Building $334,654
2025$5,613.00 (+5.17%) Homeowner's exemption$492,138 (+4.04%) Land $164,045 Building $328,093
2024$5,337.00 (+1.73%)
2023$5,246.00 (+4.11%) Homeowner's exemption$473,029 Land $157,676 Building $315,353
2022$5,039.00

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