1404 Thurso Rd, Lynn Haven, FL 32444 Property Records

Bay County property record for 1404 Thurso Rd, Lynn Haven, FL 32444

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,515 sqft · built 2004
Lot Size	0.536 acres (23,352 sqft)
Owner	Company Name on Record
Last Sale	$340,000 (Oct 2014)
Tax Bill	$4,108 (2025)
Deeds & Mortgages	Oct 2022 Transfer Oct 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`11588-902-000`

Property Details

APN / Parcel Number

Primary APN	`11588-902-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,515 sqft Living Area
Gross Area	3,043 sqft
1st Floor Area	2,515 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2009
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	23,352 sqft (0.536 acres)
Garage Type	Attached
Garage Area	528 sqft
Driveway	Driveway
Driveway Area	848 sqft

Exterior Amenities

Pool Area	264 sqft
Porch	Open Porch
Porch Area	283 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1404 THURSO RD
City	LYNN HAVEN
State	FL
Zip	32444-8334
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UND
Legal Description	FOREST GLENN LOT 2 ORB 4625 P 1747
Legal Range	14W
Legal Township	03S
Legal Section	15
Legal Subdivision	FOREST GLENN
Legal Lot Number	2
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	2
Census Block	2013
Census Tract	1301

Owner

Source: Bay County records, as of January 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	1404 THURSO RD, LYNN HAVEN, FL 32444-8334
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2022	Intrafamily Transfer, Transfer ACCOMMODATION
Oct 28, 2022	Intrafamily Transfer, Transfer ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2014 · Amount on Record
Deed Sale	Oct 20, 2014 · Amount on Record
Prior Sale	Jul 30, 2007 · Amount on Record
Deed Document Number	201455833
Deed Book / Page	3648 / 1583
Last Transfer Date	Oct 28, 2022
Transfer Doc	0046251747
Record Updated	Jun 8, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BAY FL
Recording Date	Oct 28, 2022
Property Address	1404 THURSO RD, LYNN HAVEN, FL 32444-8334
Document Number	0046251745
Book / Page	4625 / 1745
Map Reference	MB 18 PG 23
Instrument Date	Oct 28, 2022
Instrument	2022079030
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1404 THURSO RD, 1404, LYNN HAVEN, FL 32444-8334

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1404 THURSO RD, LYNN HAVEN, FL 32444-8334

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BAY FL
Recording Date	Oct 28, 2022
Property Address	1404 THURSO RD, LYNN HAVEN, FL 32444-8334
Document Number	0046251747
Book / Page	4625 / 1747
Map Reference	MB 18 PG 23
Instrument Date	Oct 28, 2022
Instrument	2022079031
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1404 THURSO RD, 1404, LYNN HAVEN, FL 32444-8334

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1404 THURSO RD, LYNN HAVEN, FL 32444-8334

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Lynn Haven City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,108.00 (-2.79%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$319,671 (+8.41%)	$393,245 (+6.64%) Land $63,500 Building $329,745
2024	$4,226.00 (+7.7%)
2023	$3,924.00 (+9.95%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption	$294,875 (+3%)	$368,772 (+14.75%) Land $48,755 Building $320,017
2022	$3,569.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption	$286,286	$321,360 Land $37,839 Building $283,521

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 325 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	325 in force
Nearby Flood Claims	60 (1998–2021)
Claims Outside the SFHA	27 of 60
Most Recent Claim	Aug 2021 · Tropical Storm Fred
Claims by Event	Hurricane Michael, Oct 2018 · 48 claims Severe Storms And Flooding, Jul 2013 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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