1. Home
  2. Florida
  3. Bay County
  4. Lynn Haven
  5. Thurso Rd

1416 Thurso Rd, Lynn Haven, FL 32444 Property Records

Bay County property record for 1416 Thurso Rd, Lynn Haven, FL 32444

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,549 sqft · built 2001
Lot Size0.471 acres (20,540 sqft)
OwnerIndividual Name on File
Last Sale$320,000 (May 2008)
Tax Bill$3,423 (2025)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN11588-908-000

Property Details

APN / Parcel Number

Primary APN11588-908-000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,549 sqft Heated Area
Gross Area3,394 sqft
1st Floor Area2,549 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2004
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area20,540 sqft (0.471 acres)
Garage Area505 sqft
DrivewayDriveway
Driveway Area352 sqft

Exterior Amenities

Pool Area450 sqft
PorchPorch
Porch Area340 sqft
FenceFence
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address1416 THURSO RD
CityLYNN HAVEN
StateFL
Zip32444-8334
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFOREST GLENN LOT 8 ORB 2082 P 1430 ORB 3051
Legal Range14W
Legal Township03S
Legal Section15
Legal SubdivisionFOREST GLEN
Legal Lot Number8
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group2
Census Block2013
Census Tract1301

Owner

1416 Thurso Rd is owned and occupied by an individual who bought it in May 2008.

Source: Bay County records, as of January 23, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address1416 THURSO RD, LYNN HAVEN, FL 32444-8334
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 19, 2008 · Amount on File
Deed SaleMay 19, 2008 · Amount on File
Prior SaleNov 1, 2001 · Amount on File
Deed Document Number2008028369
Deed Book / Page3051 / 0087
Record UpdatedJun 8, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY FL
Property Address1416 THURSO RD, LYNN HAVEN, FL 32444-8334
Transaction TypeMortgage
Record UpdatedApr 2, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1416 THURSO RD, LYNN HAVEN, FL 32444-8334

Mortgage

Document Number0043742130
DateMar 11, 2021
Book Page4374/2130
Instrument2021017676
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount on Record
Term246 Months
DueSep 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 1416 Thurso Rd was $3,423 with exemptions applied.

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityLynn Haven City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,423.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$274,160$329,256 Land $63,500 Building $265,756
2023$3,437.00 (+12.25%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$257,702 (+3%)$309,672 (+10.15%) Land $48,755 Building $260,917
2022$3,062.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$250,196$281,127 Land $37,839 Building $243,288

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1416 Thurso Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 325 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies325 in force
Nearby Flood Claims60 (1998–2021)
Claims Outside the SFHA27 of 60
Most Recent ClaimAug 2021 · Tropical Storm Fred
Claims by Event
  • Hurricane Michael, Oct 2018 · 48 claims
  • Severe Storms And Flooding, Jul 2013 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1416 Thurso Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.06% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLYNN HAVEN, CITY OF WATER SYSTEM
serves 23,380 people · EPA ID FL1030435
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionNov 2024
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T.

Nearby Properties on Thurso Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures