Berks County property record for 1404 Independence Dr, Reading, PA 19609
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,133 sqft · built 1968 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,122 (2026) |
| Deeds & Mortgages | Aug 2023 Mortgage Apr 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 4387-18-40-5243 |
| Primary APN | 4387-18-40-5243 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,133 sqft Living Area |
| Gross Area | 2,757 sqft |
| 1st Floor Area | 2,133 sqft |
| Basement Area | 624 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 9,583 sqft (0.22 acres) |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 80213048 |
|---|---|
| Street Address | 1404 INDEPENDENCE DR |
| City | READING |
| State | PA |
| Zip | 19609-1024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | WHITFIELD |
| Legal Block | 40 |
| Legal Lot Number | 15 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | SPRING |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 10903 |
Source: Berks County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1404 INDEPENDENCE DR, READING, PA 19609-1024 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 25, 2023 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA |
| Apr 18, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 30, 2009 |
| Transfer Doc | 0000021158 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 1404 INDEPENDENCE DR, READING, PA 19609-1024 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1404 INDEPENDENCE DR, READING, PA 19609-1024 |
| Document Number | 0000025365 |
|---|---|
| Date | Aug 25, 2023 |
| Instrument | 2023025365 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 1404 INDEPENDENCE DR, READING, PA 19609-1024 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1404 INDEPENDENCE DR, READING, PA 19609-1024 |
| Document Number | 0000015838 |
|---|---|
| Date | Apr 18, 2022 |
| Instrument | 2022015838 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Mar 24, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| County Subdivision | Spring Township |
| Unified School District | Wilson School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,122.00 (+17.69%) Homeowner's exemption | $115,200 (-) Land $37,400 Building $77,800 | $37,400 (-67.53%) Land $37,400 |
| 2024 | $1,803.00 | $115,200 Land $37,400 Building $77,800 | |
| 1994 | $115,200 Land $37,400 Building $77,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1979–2023) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jul 2023 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAW PENN DISTRICT private · serves 28,508 people · EPA ID PA3060069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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